Hillsborough County property record for 3625 Berger Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,941 sqft · built 1971 |
| Lot Size | 3.22 acres (140,297 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Apr 2017) |
| Tax Bill | $10,716 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014920-0000 |
| Primary APN | 014920-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,941 sqft Living Area |
| Gross Area | 3,912 sqft |
| 1st Floor Area | 2,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tile |
| Lot Area | 140,297 sqft |
| Lot Dimensions | 200 ft deep x 160 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 755 sqft |
| Patio Area | 260 sqft |
| Shed | 1 Shed |
| Utility Building | 532 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0149200000 |
|---|---|
| Street Address | 3625 BERGER RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-2 |
| Legal Description | CRENSHAW LAKES THAT PART OF LOTS 22 AND 23 DESC AS FROM NELY R/W LINE OF BERGER RD AND THE SE COR OF LOT 23 N 71 DEG 05 MIN W 58.85 FT N 35 DEG 52 MIN W 177.7 FT N 44 DEG 49 MIN 07 SEC E 750 FT MOL TO WATERS EDGE SEY ALONG WATERS EDGE TO A PT N 35 DE |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 22 |
| Legal Subdivision | CRENSHAW LAKES |
| Legal Tract | KG |
| Legal Lot Number | 22 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3625 BERGER RD, LUTZ, FL 33548-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Balloon Mortgage FOUNTAINHEAD SBF LLC |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 4, 2017 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2017 · Amount on Record |
| Deed Sale | Apr 4, 2017 · Amount on Record |
| Prior Sale | Jul 15, 2013 · Amount on Record |
| Deed Document Number | 2017127857 |
| Deed Book / Page | 24842 / 765 |
| Prior Transfer Date | Jul 30, 1993 |
| Prior Transfer Doc | 7076001659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3625 BERGER RD, LUTZ, FL 33548-4703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3625 BERGER RD, LUTZ, FL 33548-4703 |
| Document Number | 0000036685 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022036685 |
| Name | FOUNTAINHEAD SBF LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAKE MARY, FL 32746 |
| Type | Balloon Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3625 BERGER RD, LUTZ, FL 33548-4703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3625 BERGER RD, LUTZ, FL 33548-4703 |
| Document Number | 2021241031 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021241031 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 4, 2017 |
| Property Address | 3625 BERGER RD, LUTZ, FL 33548-4703 |
| Document Number | 0248420765 |
| Book / Page | 024842 / 000765 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 127857 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3625 BERGER RD LUTZ FL 335484703, LUTZ, FL 33548-4703 |
| Document Number | 248420767 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 024842/000767 |
| Instrument | 127858 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 3, 2047 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609,713 (+2.7%) | $943,302 (+0.53%) Land $575,492 Building $367,810 | |
| 2025 | $10,716.00 (+11.9%) Homeowner's exemption | $593,684 (+5.99%) | $938,307 (+13.48%) Land $565,052 Building $373,255 |
| 2023 | $9,576.00 (+3.42%) Homeowner's exemption | $560,148 (+3%) | $826,858 (-9.12%) Land $463,944 Building $362,914 |
| 2022 | $9,259.00 Homeowner's exemption | $543,833 | $909,834 Land $497,388 Building $412,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures