Polk County property record for 3648 E Central Ave, Bartow, FL 33830 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,172 sqft Living Area |
| Lot Size | 8,120 sqft (0.186 acres) |
| Garage | Carport |
| Last Sale | $229,500 (2023) |
| Tax Bill | $1,375.00 (2025) |
| Primary APN | 26-30-16-694500-016140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,172 sqft Living Area |
| Gross Area | 1,412 sqft Gross Area |
| 1st Floor | 1,172 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,120 sqft (0.186 acres) |
| Depth X Width | 109 ft x 75 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch Area | 306 sqft Porch |
| Utility Building | 84 sqft Utility Building |
| Cooling System | Central Cooling |
|---|
| Street Address | 3648 E CENTRAL AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALTURAS PB 4 PG 62 BLK 16 LOT 14 LESS RD R/W PER MB 27 PG 92 |
| Legal Range | 26E |
| Legal Township | 30S |
| Legal Section | 16 |
| Legal Subdivision | ALTURAS |
| Legal Tract | 694500 |
| Legal Block | 16 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Minor Civil Division | BARTOW |
| Census Blockgroup | 1 |
| Census Block | 1050 |
| Census Tract | 15302 |
Source: Polk County records · APN 26-30-16-694500-016140
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1234 REYNOLDS RD, LAKELAND, FL 33801-6480 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Mar 21, 2016 · Amount on Record |
| Deed Doc Number | 2023176781 |
| Deed Book / Page | 12781 / 827 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 28, 2023 |
| Property Address | 3648 E CENTRAL AVE, BARTOW, FL 33830 |
| Document Number | 0000176781 |
| Book / Page | 12781 / 827 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2023176781 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,606.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 186, ALTURAS, FL 33820-0186 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1234 REYNOLDS RD LOT 232, 232, LAKELAND, FL 33801-6489 |
| Document Number | 0012781828 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 12781/828 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Number | 0000176783 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 12781/839 |
| Instrument | 2023176783 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,375.00 (+61.01%) Homeowner's exemption | $146,591 (+145.53%) Land $14,963 Building $131,628 | $146,591 (+17.92%) Land $14,963 Building $131,628 |
| 2023 | $854.00 (+4.15%) Homeowner's exemption | $59,703 (+3%) | $124,316 (+27.02%) Land $14,250 Building $110,066 |
| 2022 | $820.00 Homeowner's exemption | $57,964 | $97,872 Land $10,331 Building $87,541 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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