Polk County property record for 3420 E Central Ave, Bartow, FL 33830 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,509 sqft Living Area |
| Lot Size | 1.93 acres |
| Occupancy | Owner Occupied |
| Tax Bill | $3,888.00 (2025) |
| Primary APN | 26-30-16-694500-014030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,509 sqft Living Area |
| 1st Floor | 2,509 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 84,249 sqft |
| Street Address | 3410 E CENTRAL AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8534 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALTURAS PB 4 PG 62 BLK 14 LOTS 3 TO 5 & SHORE BLVD N OF LOTS 3 TO 5 LESS RD R/W PER MB 27 PG 92 |
| Legal Range | 26E |
| Legal Township | 30S |
| Legal Section | 16 |
| Legal Subdivision | ALTURAS |
| Legal Block | 14 |
| Legal Lot Number | 3-5 |
| Jurisdiction | POLK FL |
| Minor Civil Division | BARTOW |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 15302 |
Source: Polk County records · APN 26-30-16-694500-014030
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3410 E CENTRAL AVE, BARTOW, FL 33830-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 26, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Feb 13, 2023 | Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Apr 13, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage KIMBERLY COONEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3420 E CENTRAL AVE, BARTOW, FL 33830-8534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3203 BONNYBROOK DR N, LAKELAND, FL 33811-1631 |
| Document Number | 0000012183 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 13848/74 |
| Instrument | 2026012183 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3420 E CENTRAL AVE, BARTOW, FL 33830-8534 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3203 BONNYBROOK DR, LAKELAND, FL 33811-1644 |
| Document Number | 0000147848 |
|---|---|
| Date | Jun 26, 2024 |
| Book Page | 13167/1681 |
| Instrument | 2024147848 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 3420 E CENTRAL AVE, BARTOW, FL 33830-8534 |
| Document Number | 0000034211 |
| Book / Page | 12581 / 69 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Feb 03, 2023 |
| Instrument | 2023034211 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3410 E CENTRAL AVE, BARTOW, FL 33830-8534 |
| Name | Verified Name |
|---|---|
| Address | 3203 BONNYBROOK DR, LAKELAND, FL 33811-1644 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 13, 2021 |
| Property Address | 3420 E CENTRAL AVE, BARTOW, FL 33830-8534 |
| Document Number | 0000093085 |
| Book / Page | 11664 / 2224 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Apr 09, 2021 |
| Instrument | 2021093085 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2311 ADDISON AVE, CLERMONT, FL 34711-5755 |
| Name | Verified Name |
|---|---|
| Address | 1426 AVENUE H SW, WINTER HAVEN, FL 33880-2610 |
| Investor | Possibly a Property Investor |
| Document Number | 0116642226 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 11664/2226 |
| Name | KIMBERLY COONEY |
|---|---|
| Type | Private Party |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Apr 09, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,888.00 (+1,293.55%) | $340,969 (+795.73%) Land $77,138 Building $263,831 | $340,969 (+795.73%) Land $77,138 Building $263,831 |
| 2023 | $279.00 (-8.22%) | $38,066 (+337.49%) Land $38,066 | $38,066 (+337.49%) Land $38,066 |
| 2022 | $304.00 | $8,701 Land $8,701 | $8,701 Land $8,701 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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