3648 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3648 Cappio Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4,222 sqft · built 2016
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Nov 2015)
Tax Bill	$9,996 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-24-02-F-6`

Property Details

APN / Parcel Number

Primary APN	`26-36-24-02-F-6`
Alternative APNs	`26-36-24-02-0000F.0-0006.00` `2626822`

Interior

Stories	2 Stories
Building Area	4,222 sqft Living Area
Gross Area	5,855 sqft
1st Floor Area	3,132 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,375 sqft (0.33 acres)
Lot Width	90 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	811 sqft
Porch	Finished/Open Porch
Porch Area	773 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Location & Zoning

Account Number	2626822
Street Address	3648 CAPPIO DR
City	MELBOURNE
State	FL
Zip	32940-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CASABELLA PHASE TWO LOT 6 BLOCK F
Legal Range	36E
Legal Township	26S
Legal Section	24
Legal Subdivision	CASABELLA PHASE TWO
Legal Phase	2
Legal Block	F
Legal Lot Number	6
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4019
Census Tract	64127

Owner

3648 Cappio Dr is owned and occupied by an individual who acquired it in June 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3648 CAPPIO DR, MELBOURNE, FL 32940-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 12, 2023	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2015 · Amount on File
Deed Sale	Nov 10, 2015 · Amount on File
Deed Document Number	2015220433
Deed Book / Page	7489 / 2814
Last Transfer Date	Jun 6, 2023
Transfer Doc	0098352479
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3648 CAPPIO DR, MELBOURNE, FL 32940-1318
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 CAPPIO DR, MELBOURNE, FL 32940-1318

Mortgage

Document Number	0090111633
Date	Feb 10, 2021
Book Page	9011/1633
Instrument	2021033229

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 12, 2023
Property Address	3648 CAPPIO DR, MELBOURNE, FL 32940-1318
Document Number	0098352479
Book / Page	9835 / 2479
Map Reference	MB 51 PG 46
Instrument Date	Jun 6, 2023
Instrument	2023146373
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6709 N KENDALL DR APT 229, 229, PINECREST, FL 33156-1784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 CAPPIO DR, MELBOURNE, FL 32940-1318

Mortgage

Document Number	0098352482
Date	Jul 12, 2023
Instrument	9835/2482

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 25, 2018
Property Address	3648 CAPPIO DR, MELBOURNE, FL 32940-1318
Document Number	0081970370
Book / Page	008197 / 000370
Instrument Date	Jun 19, 2018
Instrument	141958
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3648 CAPPIO DR MELBOURNE FL 329401318, MELBOURNE, FL 32940-1318

Tax Assessment & Valuation

The 2025 property tax bill for 3648 Cappio Dr was $9,996 with a homeowner's exemption, up 5.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,920 (+2.7%)	$933,260 (-3.34%)
2025	$9,996.00 (+5.68%) Homeowner's exemption	$780,840	$965,490
2024	$9,459.00 (+1.24%)
2023	$9,343.00 (+7.21%) Homeowner's exemption	$736,740 (+3%)	$952,190 (+6.7%) Land $189,750 Building $762,440
2022	$8,715.00 Homeowner's exemption	$715,290	$892,420 Land $156,400 Building $736,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3648 Cappio Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3648 Cappio Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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