3647 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3647 Cappio Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,012 sqft · built 2012
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$1,275,000 (Apr 2024)
Tax Bill	$12,953 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`26-36-24-02-C-9`

Property Details

APN / Parcel Number

Primary APN	`26-36-24-02-C-9`
Alternative APNs	`26-36-24-02-0000C.0-0009.00` `2626800`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,012 sqft Living Area
Gross Area	5,350 sqft
1st Floor Area	2,773 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide
View / Lot	Conservation / Protected Area
Garage Type	Attached
Garage Area	733 sqft
Porch	Finished/Open Porch
Porch Area	605 sqft
Deck Area	1,072 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2626800
Street Address	3647 CAPPIO DR
City	MELBOURNE
State	FL
Zip	32940-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CASABELLA PHASE TWO LOT 9 BLOCK C
Legal Range	36E
Legal Township	26S
Legal Section	24
Legal Subdivision	CASABELLA PHASE TWO
Legal Phase	2
Legal Block	C
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4005
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3647 CAPPIO DR, MELBOURNE, FL 32940-1319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Mar 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage PLAINS COMMERCE BANK
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Dec 4, 2012 · Amount on Record
Deed Document Number	202474858
Deed Book / Page	10037 / 1853
Last Transfer Date	Apr 10, 2025
Transfer Doc	0103341379
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 12, 2024
Property Address	3647 CAPPIO DR, MELBOURNE, FL 32940-1319
Document Number	0100371853
Book / Page	10037 / 1853
Map Reference	MB 61 PG 46-48
Instrument Date	Apr 11, 2024
Instrument	2024074858
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 TULLAMORE BLVD, ORMOND BEACH, FL 32174-3095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3647 CAPPIO DR, MELBOURNE, FL 32940-1319

Mortgage

Document Number	0100371855
Date	Apr 12, 2024
Instrument	10037/1855

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3647 CAPPIO DR, MELBOURNE, FL 32940-1319
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100062874
Date	Mar 5, 2024
Book Page	10006/2874
Instrument	2024044910

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Aug 29, 2024

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3647 CAPPIO DR, MELBOURNE, FL 32940-1319
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086211029
Date	Dec 23, 2019
Book Page	8621/1029
Instrument	2019278273

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Dec 1, 2045

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3647 CAPPIO DR, MELBOURNE, FL 32940-1319
Document Number	0080642676
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3647 CAPPIO DR MELBOURNE FL 329401319, MELBOURNE, FL 32940-1319

Mortgage

Document Number	0080642676
Date	Jan 8, 2018
Book Page	008064/002676
Instrument	4192

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$962,290 (-2.63%)	$962,290 (-2.63%)
2025	$12,953.00 (+65.94%)	$988,290 (+64.02%)	$988,290 (+13.72%)
2024	$7,806.00 (+1.31%)
2023	$7,705.00 (+7.21%) Homeowner's exemption	$602,550 (+3%)	$869,030 (+6.74%) Land $189,750 Building $679,280
2022	$7,187.00 Homeowner's exemption	$585,000	$814,170 Land $156,400 Building $657,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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