3647 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3647 E Carmel Dr, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,651 sqft · built 1978
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Owner Names on File
Tax Bill	$6,253 (2024)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-107-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-107-006.000-018`
Alternative APN	`1610320107006000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,651 sqft Living Area
1st Floor Area	1,680 sqft
2nd Floor Area	1,180 sqft
Basement Area	1,054 sqft
Finished Basement	791 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1989
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	247 ft deep x 106 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610320107006000
Street Address	3647 E CARMEL DR
City	CARMEL
State	IN
Zip	46033-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 3, LOT PT 84
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN ESTATE
Legal Block	3
Legal Lot Number	84 106
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111003

Owner

Source: Hamilton County records · APN 29-10-32-107-006.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3647 E CARMEL DR, CARMEL, IN 46033-4316
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2012
Deed Sale	Oct 08, 2012
Prior Sale	Mar 22, 2012
Deed Document Number	0000060868
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3647 E CARMEL DR, CARMEL, IN 46033-4316
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018028140
Date	Jun 25, 2018
Instrument	2018028140

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$585,400 (+6.44%) Land $181,600 Building $403,800	$585,400 (+6.44%) Land $181,600 Building $403,800
2024	$6,253.00 (-0.78%)	$550,000 (-3.34%) Land $181,600 Building $368,400	$550,000 (-3.34%) Land $181,600 Building $368,400
2023	$6,302.00 (+10.29%) Homeowner's exemption	$569,000 (+13.57%) Land $109,900 Building $459,100	$569,000 (+13.57%) Land $109,900 Building $459,100
2022	$5,714.00 Homeowner's exemption	$501,000 Land $109,900 Building $391,100	$501,000 Land $109,900 Building $391,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: On-Ramp Indiana, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.