3614 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3614 E Carmel Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,213 sqft · built 1978
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on File
Last Sale$565,000 (Oct 2020)
Tax Bill$6,716 (2024)
Deeds & MortgagesJan 2017 Mortgage
Jan 2021 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN29-10-32-106-004.000-018

Property Details

APN / Parcel Number

Primary APN29-10-32-106-004.000-018
Alternative APN
  • 1610320106004000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area3,213 sqft Living Area
1st Floor Area2,933 sqft
Basement Area1,466 sqft
Finished Basement280 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area33,106 sqft (0.76 acres)
Lot Dimensions222 ft deep x 140 ft wide
TerrainHigh
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Pool Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number1610320106004000
Street Address3614 E CARMEL DR
CityCARMEL
StateIN
Zip46033-4317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 3, LOT 70
Legal Range04
Legal Township18
Legal Section32
Legal SubdivisionEDEN ESTATE
Legal Block3
Legal Lot Number70
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2001
Census Tract111003

Owner

Source: Hamilton County records · APN 29-10-32-106-004.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3614 E CARMEL DR, CARMEL, IN 46033-4317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Jan 20, 2021Deed of Trust, Mortgage · Line of Credit
THE NATIONAL BANK OF INDIANAPOLIS
Oct 29, 2020Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/INDIANAPOLIS
Oct 08, 2020Warranty Deed, Transfer · Conventional Mortgage
THE NATIONAL BANK OF INDIANAPOLIS
Aug 17, 2020Deed of Trust, Mortgage · Line of Credit
OLD NAT'L BK
Apr 17, 2020Quit Claim Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2020 · Amount on Record
Deed SaleOct 08, 2020 · Amount on Record
Prior SaleApr 17, 2020
Deed Document Number2020071777
Record UpdatedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3614 E CARMEL DR, CARMEL, IN 46033-4317
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017004340
DateJan 30, 2017
Instrument2017004340
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term479 Months
DueDec 19, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3614 E CARMEL DR, CARMEL, IN 46033-4317
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021004102
DateJan 20, 2021
Instrument2021004102
Lender
NameTHE NATIONAL BANK OF INDIANAPOLIS
TypeBank
AddressINDIANAPOLIS, IN 46204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term117 Months
DueOct 29, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3614 E CARMEL DR, CARMEL, IN 46033-4317
Document Number0000092270
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3614 E CARMEL DR CARMEL IN 460334317, CARMEL, IN 46033-4317

Mortgage

Document Number0000092270
DateDec 16, 2020
Instrument92270
Lender
NameNATIONAL BK/INDIANAPOLIS
TypeBank
AddressINDIANAPOLIS, IN 46204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 15, 2030
Interest
Rate TypeAdjustable Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateOct 08, 2020
Property Address3614 E CARMEL DR, CARMEL, IN 46033-4317
Document Number2020071777
Map ReferenceMB 5 PG 169&170
Instrument DateOct 07, 2020
Instrument2020071777
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3614 E CARMEL DR, CARMEL, IN 46033-4317

Mortgage

Document Number2020071778
DateOct 08, 2020
Instrument2020071778
Lender
NameTHE NATIONAL BANK OF INDIANAPOLIS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3614 E CARMEL DR, CARMEL, IN 46033-4317
Document Number0000059670
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedOct 09, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3614 E CARMEL DR CARMEL IN 460334317, CARMEL, IN 46033-4317

Mortgage

Document Number0000059670
DateSep 01, 2020
Instrument59670
Lender
NameOLD NAT'L BK
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 31, 2050
Interest
Rate TypeAdjustable Rate

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateApr 17, 2020
Property Address3614 E CARMEL DR, CARMEL, IN 46033-4317
Document Number0000020969
Instrument DateApr 06, 2020
Instrument20969
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyCHICAGO TITLE CASTLETON

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3614 E CARMEL DR CARMEL IN 460334317, CARMEL, IN 46033-4317

Mortgage

Document Number20970
DateApr 17, 2020
Instrument20970
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$630,700 (+6.84%) Land $215,000 Building $415,700$630,700 (+6.84%) Land $215,000 Building $415,700
2024$6,716.00 (-2.04%)$590,300 (-2.98%) Land $215,000 Building $375,300$590,300 (-2.98%) Land $215,000 Building $375,300
2023$6,856.00 (+10.83%) Homeowner's exemption$608,400 (+12.88%) Land $130,100 Building $478,300$608,400 (+12.88%) Land $130,100 Building $478,300
2022$6,186.00 Homeowner's exemption$539,000 Land $130,100 Building $408,900$539,000 Land $130,100 Building $408,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: On-Ramp Indiana.

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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