Lane County property record for 3646 Sterling Woods Dr, Eugene, OR 97408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 2014 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $468,000 (Jun 2020) |
| Tax Bill | $6,792 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 17-03-08-23-02600-000 |
| Primary APN | 17-03-08-23-02600-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,696 sqft Finished Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,696 sqft |
| Attic | Attic |
| Attic Area | 176 sqft |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 832 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1640125 |
|---|---|
| Street Address | 3646 STERLING WOODS DR |
| City | EUGENE |
| State | OR |
| Zip | 97408-7203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-LOW-DENSITY RES |
| Legal Description | LOT:23 SUBD:STERLING WOODS PUD PHASE ONE SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03 |
| Legal Range | 03W |
| Legal Township | 17S |
| Legal Section | 08 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | STERLING WOODS PUD PHASE ONE |
| Legal Lot Number | 23 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2201 |
3646 Sterling Woods Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Lane County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3646 STERLING WOODS DR, EUGENE, OR 97408-7203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU |
| Jun 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on File |
| Deed Sale | Jun 8, 2020 · Amount on File |
| Prior Sale | May 1, 2015 · Amount on File |
| Deed Document Number | 2020-028623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3646 STERLING WOODS DR, EUGENE, OR 97408-7203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 3646 STERLING WOODS DR, EUGENE, OR 97408-7203 |
| Document Number | 0000016638 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023-016638 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jun 8, 2020 |
| Property Address | 3646 STERLING WOODS DR, EUGENE, OR 97408-7203 |
| Document Number | 0000028623 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 28623 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3646 STERLING WOODS DR EUGENE OR 974087203, EUGENE, OR 97408-7203 |
| Document Number | 28624 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 28624 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
The 2025 property tax bill for 3646 Sterling Woods Dr was $6,792.
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,792.00 | $348,640 | $721,103 Land $299,965 Building $421,138 |
| 2023 | $6,537.00 (+4.03%) | $328,628 (+3%) | $692,251 (+5.91%) Land $210,931 Building $481,320 |
| 2022 | $6,284.00 | $319,057 | $653,621 Land $156,558 Building $497,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3646 Sterling Woods Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3646 Sterling Woods Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures