3628 Sterling Woods Dr, Eugene, OR 97408 Property Records

Lane County property record for 3628 Sterling Woods Dr, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,173 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$633,000 (Sep 2022)
Tax Bill	$6,215 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`17-03-08-32-06700-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-32-06700-000`
Alternative APNs	`1703083206700` `1640398`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,173 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	991 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1640398
Street Address	3628 STERLING WOODS DR
City	EUGENE
State	OR
Zip	97408-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION PLAT STERLING WOODS PUD PHASE ONE LOT 21 TL 06700
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	STERLING WOODS PUD PHASE ONE
Legal Lot Number	21
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1027
Census Tract	2201

Owner

Source: Lane County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3628 STERLING WOODS DR, EUGENE, OR 97408-7203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 31, 2020	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	202240220
Prior Transfer Date	Apr 12, 2000
Prior Transfer Doc	0000024184
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 22, 2022
Property Address	3628 STERLING WOODS DR, EUGENE, OR 97408-7203
Document Number	0000040220
Map Reference	FILE 75 SL 842-846
Instrument Date	Sep 19, 2022
Instrument	2022-040220
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3628 STERLING WOODS DR, EUGENE, OR 97408-7203

Mortgage

Document Number	0000040221
Date	Sep 22, 2022
Instrument	2022-040221

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3628 STERLING WOODS DR, EUGENE, OR 97408-7203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000037
Date	Jan 3, 2017
Instrument	2017-000037

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 5, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 31, 2020
Property Address	3628 STERLING WOODS DR, EUGENE, OR 97408-7203
Document Number	0000041892
Map Reference	FILE 75 SL 842-846
Instrument Date	Jul 31, 2020
Instrument	2020-041892
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3028 STERLING WOODS AVE, EUGENE, OR 97408

Mortgage

Document Number	0000041893
Date	Jul 31, 2020
Instrument	2020-041893

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,215.00 (+3.91%)	$319,018 (+6.09%)	$707,825 (+4.31%) Land $295,739 Building $412,086
2023	$5,981.00 (+4.02%)	$300,706 (+3%)	$678,597 (+6%) Land $207,995 Building $470,602
2022	$5,750.00	$291,948	$640,173 Land $154,408 Building $485,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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