3646 E Palmer St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3646 E Palmer St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,248 sqft · built 2003
Lot Size	0.168 acres (7,356 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Feb 2022)
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-78-389`

Property Details

APN / Parcel Number

Primary APN	`304-78-389`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,356 sqft (0.168 acres)
Parking Spaces	3 Parking Spaces
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3646 E PALMER ST
City	GILBERT
State	AZ
Zip	85298-8869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SEVILLE PARCEL 3 MCR 554-19
Legal Range	06E
Legal Township	02S
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	SEVILLE PARCEL 3
Legal Lot Number	67
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2007
Census Tract	816401

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	21426 RUNNING RIVER CT, DIAMOND BAR, CA 91765-2753
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 17, 2022	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Nov 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 25, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURAN
Mar 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Feb 17, 2022 · Amount on Record
Deed Document Number	0000149296
Last Transfer Date	Feb 2, 2023
Transfer Doc	0000054940
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 2, 2023
Property Address	3646 E PALMER ST, GILBERT, AZ 85298-8869
Document Number	0000054940
Map Reference	MB 554 PG 19
Instrument Date	Jan 19, 2023
Instrument	20230054940
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21426 RUNNING RIVER CT, DIAMOND BAR, CA 91765-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	21426 RUNNING RIVER CT, DIAMOND BAR, CA 91765-2753

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 17, 2022
Property Address	3646 E PALMER ST, GILBERT, AZ 85298-8869
Document Number	0000149296
Map Reference	MB 554 PG 19
Instrument Date	Feb 2, 2022
Instrument	20220149296
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3646 E PALMER ST, GILBERT, AZ 85298-8869

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	214 RUNNING RIVER CT, DIAMOND BAR, CA 91765
Investor	Possibly a Property Investor

Mortgage

Document Number	0000149297
Date	Feb 17, 2022
Instrument	20220149297

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 12, 2019
Property Address	3646 E PALMER ST, GILBERT, AZ 85298-8869
Document Number	0000907197
Map Reference	MB 554 PG 19
Instrument Date	Nov 4, 2019
Instrument	20190907197
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3646 E PALMER ST, GILBERT, AZ 85298-8869

Mortgage

Document Number	0000907198
Date	Nov 12, 2019
Instrument	20190907198

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2017
Property Address	3646 E PALMER ST, GILBERT, AZ 85298-8869
Document Number	0000706872
Map Reference	DOC2001-849180
Instrument Date	Aug 25, 2017
Instrument	2017-0706872
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41593 N WILLOW CT, 41593, SAN TAN VALLEY, AZ 85140-8047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3646 E PALMER ST, GILBERT, AZ 85298-8869

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3646 E PALMER ST, GILBERT, AZ 85298-8869
Document Number	0000185676
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3646 E PALMER ST GILBERT AZ 852988869, GILBERT, AZ 85298-8869

Mortgage

Document Number	0000185676
Date	Mar 16, 2017
Instrument	185676

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,680 (-1.18%)	$486,800 (-1.18%) Land $97,300 Building $389,500
2025	$2,376.00 (+1.15%)
2024		$49,260 (+17.65%)	$492,600 (+17.65%) Land $98,500 Building $394,100
2023		$41,870 Land $8,370 Building $33,500	$418,700 Land $83,700 Building $335,000
2022	$2,349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TREPIC Networks, Verizon.

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