3615 E Palmer St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3615 E Palmer St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,248 sqft · built 2003
Lot Size	0.173 acres (7,566 sqft)
Owner	Owner Name on Record
Last Sale	$222,388 (May 2004)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-78-407`

Property Details

APN / Parcel Number

Primary APN	`304-78-407`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,566 sqft (0.173 acres)
Parking Spaces	3 Parking Spaces
Pool Area	294 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3615 E PALMER ST
City	GILBERT
State	AZ
Zip	85298-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SEVILLE PARCEL 3 MCR 554-19
Legal Range	06E
Legal Township	02S
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	SEVILLE PARCEL 3
Legal Lot Number	85
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2011
Census Tract	816401

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3615 E PALMER ST, GILBERT, AZ 85298-8870
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 2, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2004 · Amount on Record
Deed Sale	May 17, 2004 · Amount on Record
Deed Document Number	20040545489
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3615 E PALMER ST, GILBERT, AZ 85298-8870
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3615 E PALMER ST, GILBERT, AZ 85298-8870

Mortgage

Document Number	0000246511
Date	May 12, 2023
Instrument	20230246511

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3615 E PALMER ST, GILBERT, AZ 85298-8870
Document Number	0000269858
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3615 E PALMER ST GILBERT AZ 852988870, GILBERT, AZ 85298-8870

Mortgage

Document Number	0000269858
Date	Apr 11, 2018
Instrument	269858

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,030 (-1.39%)	$510,300 (-1.39%) Land $102,000 Building $408,300
2025	$2,228.00 (+3.53%)
2024		$51,750	$517,500 Land $103,500 Building $414,000
2023	$2,152.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TREPIC Networks, Verizon.

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