3646 Blue Sage Loop, Clermont, FL 34714 Property Records

Lake County property record for 3646 Blue Sage Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 2020
Lot Size	0.2 acres (8,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,200 (Dec 2020)
Tax Bill	$5,633 (2024)
Deeds & Mortgages	Dec 2020 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-24-26-0200-000-39500`

Property Details

APN / Parcel Number

Primary APN	`13-24-26-0200-000-39500`
Alternative APN	`3914014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,822 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,745 sqft (0.2 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3914014
Street Address	3646 BLUE SAGE LOOP
City	CLERMONT
State	FL
Zip	34714-5160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMS AT SERENOA PB 70 PG 80-91 LOT 395 ORB 5605 PG 725
Legal Range	26E
Legal Township	24S
Legal Section	13
Legal Subdivision	PALMS AT SERENOA
Legal Tract	200
Legal Lot Number	395
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3646 BLUE SAGE LOOP, CLERMONT, FL 34714-5160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage DHI MTG
Sep 27, 2019	Grant Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	2020143626
Deed Book / Page	5605 / 725
Record Updated	Jun 8, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Dec 21, 2020
Property Address	3646 BLUE SAGE LOOP, CLERMONT, FL 34714-5160
Document Number	0056050725
Book / Page	005605 / 000725
Instrument Date	Dec 15, 2020
Instrument	143626
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 18, 2021
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$2,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3646 BLUE SAGE LOOP ORLANDO FL 32832, ORLANDO, FL 32832

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3646 BLUE SAGE LOOP, CLERMONT, FL 34714-5160
Document Number	0056050726
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3646 BLUE SAGE LOOP CLERMONT FL 347145160, CLERMONT, FL 34714-5160

Mortgage

Document Number	0056050726
Date	Dec 21, 2020
Book Page	005605/000726
Instrument	143627

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Sep 27, 2019
Property Address	3646 BLUE SAGE LOOP, CLERMONT, FL 34714-5160
Document Number	0053481629
Book / Page	005348 / 001629
Instrument Date	Sep 26, 2019
Instrument	109304
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$31,165.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,310 (+5.99%) Land $100,000 Building $163,310	$342,764 (+9.7%) Land $100,000 Building $242,764
2024	$5,633.00 (+9.48%)
2023	$5,145.00 (+6.46%) Homeowner's exemption	$248,440 (+3%)	$312,448 (+11.3%) Land $100,000 Building $212,448
2022	$4,833.00 Homeowner's exemption	$241,210	$280,717 Land $67,994 Building $212,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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