3645 Blue Sage Loop, Clermont, FL 34714 Property Records

Lake County property record for 3645 Blue Sage Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,285 sqft · built 2020
Lot Size	0.144 acres (6,259 sqft)
Owner	2 Individuals on Record
Last Sale	$455,000 (Jun 2026)
Tax Bill	$6,441 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-24-26-0200-000-33200`

Property Details

APN / Parcel Number

Primary APN	`13-24-26-0200-000-33200`
Alternative APNs	`262413020000033200` `3913985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,285 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	2,069 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,259 sqft (0.144 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3913985
Street Address	3645 BLUE SAGE LOOP
City	CLERMONT
State	FL
Zip	34714-5161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMS AT SERENOA PB 70 PG 80-91 LOT 332 ORB 5616 PG 1492
Legal Range	26E
Legal Township	24S
Legal Section	13
Legal Subdivision	PALMS AT SERENOA
Legal Tract	3
Legal Lot Number	332
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3645 BLUE SAGE LOOP, CLERMONT, FL 34714-5161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer NONA TITLE INC, NONA TITLE
Jan 7, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Sep 27, 2019	Grant Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	202679063
Deed Book / Page	6765 / 1854
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 26, 2026
Property Address	3645 BLUE SAGE LOOP, CLERMONT, FL 34714-5161
Document Number	0000079063
Book / Page	6765 / 1854
Instrument Date	Jun 24, 2026
Instrument	202679063
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONA TITLE INC, NONA TITLE

Transaction

Amount	Amount Recorded
Tax	$321,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 BLUE SAGE LOOP, CLERMONT, FL 34714-5161

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 7, 2021
Property Address	3645 BLUE SAGE LOOP, CLERMONT, FL 34714-5161
Document Number	0056161492
Book / Page	5616 / 1492
Map Reference	MB 70 PG 80-91
Instrument Date	Dec 30, 2020
Instrument	2021003232
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,227.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 BLUE SAGE LOOP, CLERMONT, FL 34714-5161

Mortgage

Document Number	0056161493
Date	Jan 7, 2021
Instrument	5616/1493

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Sep 27, 2019
Property Address	3645 BLUE SAGE LOOP, CLERMONT, FL 34714-5161
Document Number	0053481629
Book / Page	005348 / 001629
Instrument Date	Sep 26, 2019
Instrument	109304
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$31,165.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,180 (+2.9%)	$376,573 (-) Land $100,000 Building $276,573
2025	$6,441.00 (+1.72%) Homeowner's exemption	$317,960 (+5.99%) Land $100,000 Building $217,960	$376,573 (+11.36%) Land $100,000 Building $276,573
2024	$6,332.00 (+8.61%)
2023	$5,830.00 (-2.3%) Homeowner's exemption	$300,002 (-1.1%)	$338,172 (+11.48%) Land $100,000 Building $238,172
2022	$5,967.00	$303,340	$303,340 Land $67,994 Building $235,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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