3645 Pepper Ln, Hamilton, MI 49419 Property Records

Allegan County property record for 3645 Pepper Ln, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1995
Lot Size	13.6 acres (595,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,500 (Jun 2008)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-033-013-12`

Property Details

APN / Parcel Number

Primary APN	`19-033-013-12`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Lot Area	595,030 sqft (13.6 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3645 PEPPER LN
City	HAMILTON
State	MI
Zip	49419-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 AG RUR
Legal Description	BEG 1525.9' W OF S 1/4 PST TH N 900' TH E 350' TH N 1250' TH E 244.95' TH N 108.68' TH E 270' TH N 381.21'TH W 466.855' TH S
Legal Range	13W
Legal Township	04N
Legal Section	33
Jurisdiction	ALLEGAN MI
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1050
Census Tract	30302

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3645 PEPPER LN, HAMILTON, MI 49419-9581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
Aug 31, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2008 · Amount on Record
Deed Sale	Jun 13, 2008 · Amount on Record
Prior Sale	Mar 23, 2007 · Amount on Record
Deed Book / Page	3241 / 212
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3645 PEPPER LN, HAMILTON, MI 49419-9581
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 PEPPER LN, HAMILTON, MI 49419-9581
Investor	Possibly a Property Investor

Mortgage

Document Number	005120/231
Date	Mar 20, 2026
Book Page	5120/231
Instrument	2026004077

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3645 PEPPER LN, HAMILTON, MI 49419-9581
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4383/524
Date	Sep 23, 2019
Book Page	4383/524

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3645 PEPPER LN, HAMILTON, MI 49419-9581
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0004172346
Date	Aug 31, 2017
Book Page	4172/346

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	Anaheim, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Salem Township
Unified School District	Hopkins Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,600 (+8.4%) Land $90,300 Building $54,300	$289,200 (+8.4%) Land $180,600 Building $108,600
2025	$2,414.00 (+3.07%) Homeowner's exemption	$133,400 (+39.83%) Land $83,500 Building $49,900	$266,800 (+39.83%) Land $167,000 Building $99,800
2024	$2,342.00 (+13.19%)
2023		$95,400 Land $48,400 Building $47,000	$190,800 Land $96,800 Building $94,000
2020	$2,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pepper Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures