3631 Pepper Ln, Hamilton, MI 49419 Property Records

Allegan County property record for 3631 Pepper Ln, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,194 sqft · built 1998
Lot Size	13.9 acres (607,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2026)
Tax Bill	$6,598 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-033-013-10`

Property Details

APN / Parcel Number

Primary APN	`19-033-013-10`
Alternative APN	`03-19-033-013-10`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	1,755 sqft
Basement Area	1,755 sqft
Unfinished Basement	1,755 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Lot Area	607,662 sqft (13.9 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3631 PEPPER LN
City	HAMILTON
State	MI
Zip	49419-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 AG RUR
Legal Description	BEG 1475.9' W OF S 1/4 PST TH N 400' TH E 544.5' TH N 1750' TH W 244.95' TH S 1250' TH W 350' TH S 900' TH E 50'TO POB SEC 33 T4N R13W (95)
Legal Range	13W
Legal Township	04N
Legal Section	33
Jurisdiction	ALLEGAN MI
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1050
Census Tract	30302

Owner

Source: Allegan County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 139TH AVE, DORR, MI 49323-9527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage AAC CREDIT UNION
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	202615727
Deed Book / Page	5175 / 606
Prior Transfer Date	Jul 14, 2008
Prior Transfer Doc	3252/414
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 15, 2026
Property Address	3631 PEPPER LN, HAMILTON, MI 49419-9581
Document Number	0000015727
Book / Page	5175 / 606
Instrument Date	Sep 14, 2026
Instrument	202615727
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NEXT DOOR TITLE AGENCY LLC, NEXT DOOR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 139TH AVE, DORR, MI 49323-9527

Mortgage

Document Number	0000015728,
Date	Sep 15, 2026
Book Page	5175/610
Instrument	202615728

Lender

Name	AAC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3631 PEPPER LN, HAMILTON, MI 49419-9581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXT DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4462/54
Date	May 13, 2020
Book Page	4462/54

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Salem Township
Unified School District	Hopkins Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,800 (+9.01%) Land $91,300 Building $178,500	$539,600 (+9.01%) Land $182,600 Building $357,000
2025	$6,598.00 (+9.97%) Homeowner's exemption	$247,500 (+32.28%) Land $84,400 Building $163,100	$495,000 (+32.28%) Land $168,800 Building $326,200
2024	$6,000.00 (+19.4%)
2023		$187,100 Land $48,700 Building $138,400	$374,200 Land $97,400 Building $276,800
2020	$5,025.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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