3645 N 400 E Rd, Mc Lean, IL 61754 Property Records

McLean County property record for 3645 N 400 E Rd, Mc Lean, IL 61754 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	1,086 sqft Living Area
Lot Size	63,597 sqft (1.46 acres)
Garage	Detached, 6,200 sqft
Last Sale	$200,000 (2024)
Tax Bill	$4,403.00 (2024)

Owner

Source: McLean County records · APN 26-27-200-003

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	13578 OAK HILL RD, BLOOMINGTON, IL 61705-6951
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Warranty Deed, Transfer NOT AVAILABLE, FTC
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Doc Number	20245810
Record Refreshed	Jun 08, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 13, 2024
Property Address	3645 N 400 EAST RD, MC LEAN, IL 61754-7511
Document Number	202400005810
Instrument Date	May 08, 2024
Instrument	2024-00005810
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13578 OAK HILL RD, BLOOMINGTON, IL 61705-6951

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 17, 2022
Property Address	3645 N 400 EAST RD, MC LEAN, IL 61754-7511
Document Number	202200008934
Instrument Date	May 10, 2022
Instrument	2022-00008934
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3645 N 400 EAST RD, MC LEAN, IL 61754-7511

Mortgage

Document Number	202200008935
Date	May 17, 2022
Instrument	2022-00008935

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Mount Hope Township
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,990 (+2.02%) Land $16,990 Building $38,000	$164,970 (+2.02%) Land $50,970 Building $114,000
2024	$4,403.00 (+4.46%)
2023	$4,215.00 (-2.25%)	$53,902 (+10.74%) Land $14,068 Building $39,834	$161,706 (+10.74%) Land $42,204 Building $119,502
2022	$4,312.00	$48,675 Land $12,704 Building $35,971	$146,025 Land $38,112 Building $107,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`26-27-200-003`

Interior

Full Baths	1 Baths
Building Area	1,086 sqft Living Area
1st Floor	1,086 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	63,597 sqft (1.46 acres)
Parking Spaces	20 Parking Spaces
Garage Type	Detached Garage
Garage Area	6,200 sqft Garage
Deck Area	Deck Area
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	3645 N 400 EAST RD
City	MC LEAN
State	IL
Zip	61754-7511
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COMM SE COR, N515.2, NW ALG N LN HWY 1126.2, NW ALG HWY 257.49 FOR POB, N295.8, NW50.6, W300.1, SE ALG CURVE 466.63 TO POB, PT NE 27-22-1W
Legal Range	01W
Legal Township	22N
Legal Section	27
Jurisdiction	MCLEAN IL
Minor Civil Division	MOUNT HOPE
Census Blockgroup	3
Census Block	3130
Census Tract	6000

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