2988 N 400 E Rd, Mc Lean, IL 61754 Property Records

McLean County property record for 2988 N 400 E Rd, Mc Lean, IL 61754

Property Summary

Property Type	Single Family Home
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on File
Tax Bill	$20,409 (2023)
Deeds & Mortgages	Feb 2016 Mortgage May 2018 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`26-27-400-003`

Property Details

APN / Parcel Number

Primary APN	`26-27-400-003`
Alternative APN	`26-27-490-001`

Exterior

Lot Area	209,088 sqft (4.8 acres)

Location & Zoning

Street Address	2988 N 400 EAST RD
City	MC LEAN
State	IL
Zip	61754-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEIER HILL SUB LOT 1
Legal Subdivision	MEIER HILL
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	MOUNT HOPE
Census Block Group	3
Census Block	3129
Census Tract	6000

Owner

Source: McLean County records · APN 26-27-400-003

Assessment roll updated April 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2016	Deed of Trust, Mortgage FIRST SECURITY BANK
May 31, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jun 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK
Jul 19, 2011	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Feb 21, 2013	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jun 20, 2020	Intrafamily Transfer, Transfer ATTORNEY
Jun 20, 2020	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 31, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 29, 2020
Transfer Doc	0000011114
Record Updated	Sep 20, 2026

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600001916
Date	Feb 03, 2016
Instrument	2016-00001916

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jan 27, 2021

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	MCLEAN COUNTY TITLE, MCCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008480
Date	May 31, 2018
Instrument	2018-00008480

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 14, 2023

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398

Mortgage

Document Number	202200016816
Date	Sep 20, 2022
Instrument	2022-00016816

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	65 Months
Due	Feb 18, 2028

Interest

Rate	5.25%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500008364
Date	Jun 20, 2025
Instrument	2025-00008364

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2055

Interest

Rate	7.5%

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100015782
Date	Jul 19, 2011
Instrument	2011-00015782

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jan 08, 2012

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300004950
Date	Feb 21, 2013
Instrument	2013-00004950

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 07, 2018

Interest

Rate	5%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398

Mortgage

Document Number	202200016816
Date	Sep 20, 2022
Instrument	2022-00016816

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	65 Months
Due	Feb 18, 2028

Interest

Rate	5.25%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jun 20, 2020
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Document Number	202000011114
Instrument Date	Apr 29, 2020
Instrument	2020-00011114
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jun 20, 2020
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Document Number	202000011114
Instrument Date	Apr 29, 2020
Instrument	2020-00011114
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2988 N 400 EAST RD, MC LEAN, IL 61754-9398
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008480
Date	May 31, 2018
Instrument	2018-00008480

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 14, 2023

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Mount Hope Township
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,060 (+18.6%) Land $37,938 Building $237,122	$825,180 (+18.6%) Land $113,814 Building $711,366
2023	$20,409.00	$231,927 Land $35,581 Building $196,346	$695,782

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1979–1984)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Apr 1984 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMG Technology Investment Group Fixed Wireless	100 / 20
JAB Wireless Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3
T-Mobile USA Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Based on FCC filings for 2 locations within half a mile of this property.

Nearby Properties on N 400 E Rd

Nearby Streets

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