3645 E Johnson Ave, Pensacola, FL 32514 Property Records

Escambia County property record for 3645 E Johnson Ave, Pensacola, FL 32514

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,287 sqft · built 1975
Lot Size0.228 acres (9,932 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Oct 2018)
Tax Bill$1,773 (2024)
Deeds & MortgagesOct 2023 Second Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-1S-29-1101-015-005

Property Details

APN / Parcel Number

Primary APN07-1S-29-1101-015-005
Alternative APNs
  • 010405872
  • 10405872

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,287 sqft Adjusted Area
1st Floor Area2,040 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area9,932 sqft (0.228 acres)
Garage TypeFinished
Garage Area299 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area336 sqft
Deck Area336 sqft
Patio Area336 sqft
Utility Building84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10405872
Old Parcel Number010405872
Street Address3645 E JOHNSON AVE
CityPENSACOLA
StateFL
Zip32514-6912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 15 LESS SLY 2 FT BLK E GATEWOOD ESTATES 1ST ADDITION PB 7 P 52 OR 7981 P 567
Legal Range29W
Legal Township01S
Legal Section07
Legal SubdivisionGATEWOOD ESTATES 1ST ADDN
Legal BlockE
Legal Lot Number15
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2010
Census Tract3512

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3645 E JOHNSON AVE, PENSACOLA, FL 32514-6912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 11, 2018Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2018 · Amount on Record
Deed SaleOct 11, 2018 · Amount on Record
Prior SaleOct 14, 2016 · Amount on Record
Deed Document Number2018081342
Deed Book / Page7981 / 0567
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address3645 E JOHNSON AVE, PENSACOLA, FL 32514-6912
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3645 E JOHNSON AVE, PENSACOLA, FL 32514-6912

Mortgage

Document Number0090530001
DateOct 10, 2023
Book Page9053/1
Instrument2023082121
Lender
NameNAVY FCU
TypeCredit Union
AddressMERRIFIELD, VA 22119
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2043

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateOct 11, 2018
Property Address3645 E JOHNSON AVE, PENSACOLA, FL 32514-6912
Document Number0079810567
Book / Page007981 / 000567
Instrument DateOct 3, 2018
Instrument81342
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyANCHOR TITLE AND ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3645 E JOHNSON AVE PENSACOLA FL 325146912, PENSACOLA, FL 32514-6912

Mortgage

Document Number79810569
DateOct 11, 2018
Book Page007981/000569
Instrument81343
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$172,960 (+5.99%)$273,082 (+6.24%) Land $40,000 Building $233,082
2024$1,773.00 (+1.03%)
2023$1,755.00 (+2.69%) Homeowner's exemption$163,191 (+3%)$257,043 (+18.63%) Land $35,000 Building $222,043
2022$1,709.00 Homeowner's exemption$158,438$216,668 Land $16,150 Building $200,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims4 (2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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