3640 E Johnson Ave, Pensacola, FL 32514 Property Records

Escambia County property record for 3640 E Johnson Ave, Pensacola, FL 32514

Property Summary

Property TypeSingle Family Home
Details1,195 sqft · built 2006
Lot Size0.1 acres (4,356 sqft)
OwnerOwner Name on File
Last Sale$99,000 (Apr 2009)
Tax Bill$641 (2024)
Deeds & MortgagesJul 2020 Line of Credit
Feb 2018 Mortgage
Flood ZoneZone A (high risk)
APN05-1S-29-1001-007-006

Property Details

APN / Parcel Number

Primary APN05-1S-29-1001-007-006
Alternative APN
  • 10206186

Interior

Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,195 sqft Adjusted Area
1st Floor Area1,049 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeFinished
Garage Area234 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area40 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10206186
Street Address3640 E JOHNSON AVE
CityPENSACOLA
StateFL
Zip32514-6945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionBEG AT SW COR OF SEC S 87 DEG 2 MIN 37 SEC W 1 28/100 FT N 2 DEG 53 MIN 21 SEC W 34/100 FT TO PARC DESC IN OR 1240 P 172 CONT
Legal Range29W
Legal Township01S
Legal Section05
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1014
Census Tract3512

Owner

The current owner of 3640 E Johnson Ave bought it in April 2009.

Source: Escambia County records, as of December 17, 2025

Owner of RecordOwner Name on File
Mailing Address3640 E JOHNSON AVE, PENSACOLA, FL 32514-6945
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
Feb 3, 2018Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2009 · Amount on File
Deed SaleApr 22, 2009 · Amount on File
Deed Document Number2009026324
Deed Book / Page6450 / 1620
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address3640 E JOHNSON AVE, PENSACOLA, FL 32514-6945
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 E JOHNSON AVE, PENSACOLA, FL 32514-6945

Mortgage

Document Number0083371563
DateJul 24, 2020
Book Page8337/1563
Instrument2020060404
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address3640 E JOHNSON AVE, PENSACOLA, FL 32514-6945
Document Number0078520465
Book / Page007852 / 000465
Instrument DateFeb 3, 2018
Transaction TypeMortgage
Record UpdatedFeb 19, 2018
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 E JOHNSON AVE PENSACOLA FL 325146945, PENSACOLA, FL 32514-6945

Mortgage

Document Number0078520465
DateFeb 12, 2018
Book Page007852/000465
Instrument10795
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 11, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$82,870$172,555 Land $20,000 Building $152,555
2024$641.00 (+2.23%)
2023$627.00 (+3.81%) Homeowner's exemption$78,190 (+3%)$151,096 (+11.5%) Land $6,413 Building $144,683
2022$604.00 Homeowner's exemption$75,913$135,516 Land $6,413 Building $129,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3640 E Johnson Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 48 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims29 (1995–2024)
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 22 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3640 E Johnson Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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