3645 28th St, Highland, CA 92346 Property Records

San Bernardino County property record for 3645 28th St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,490 sqft · built 1972
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,500 (Sep 2020)
Tax Bill	$5,194 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1199-051-45-0000`

Property Details

APN / Parcel Number

Primary APN	`1199-051-45-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	1,490 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3645 28TH ST
City	HIGHLAND
State	CA
Zip	92346-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8001 LOT 25
Legal Subdivision	TRACT 8001
Legal Tract	8001
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	5
Census Block	5001
Census Tract	7404

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3645 28TH ST, HIGHLAND, CA 92346-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Grant Deed, Transfer · FHA Mortgage BAY VALLEY MORTGAGE GROUP
Dec 19, 2017	Grant Deed, Transfer LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.
Dec 19, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	2020350022
Prior Transfer Date	Dec 1, 2017
Prior Transfer Doc	0000539002
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 17, 2020
Property Address	3645 28TH ST, HIGHLAND, CA 92346-1908
Document Number	0000350022
Map Reference	MB 109 PG 31-33
Instrument Date	Aug 11, 2020
Instrument	2020-0350022
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3645 28TH ST, HIGHLAND, CA 92346-1908

Mortgage

Document Number	0000350023
Date	Sep 17, 2020
Instrument	2020-0350023

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 19, 2017
Property Address	3645 28TH ST, HIGHLAND, CA 92346-1908
Document Number	0000539002
Instrument Date	Dec 1, 2017
Instrument	539002
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1159 GLENWOOD CT SAN BERNARDINO CA 924074150, SAN BERNARDINO, CA 92407-4150

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 19, 2017
Property Address	3645 28TH ST, HIGHLAND, CA 92346-1908
Document Number	0000539003
Map Reference	MB109 PG31-33
Instrument Date	Dec 1, 2017
Instrument	2017-0539003
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDWOOD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3645 28TH ST, HIGHLAND, CA 92346-1908

Mortgage

Document Number	0000539004
Date	Dec 19, 2017
Instrument	2017-0539004

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,270 (+2%) Land $123,381 Building $287,889
2025	$5,194.00 (+4.74%) Homeowner's exemption	$403,206 (+4.04%) Land $120,962 Building $282,244
2023	$4,959.00 (-0.22%) Homeowner's exemption	$387,549 Land $116,265 Building $271,284
2022	$4,970.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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