3642 28th St, Highland, CA 92346 Property Records

San Bernardino County property record for 3642 28th St, Highland, CA 92346

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,584 sqft · built 1970
Lot Size0.308 acres (13,420 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Apr 2022)
Tax Bill$7,105 (2025)
Deeds & MortgagesApr 2024 Mortgage
Apr 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1199-051-60-0000

Property Details

APN / Parcel Number

Primary APN1199-051-60-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area2,124 sqft
1st Floor Area1,584 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1971
Architectural StyleModern
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area13,420 sqft (0.308 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal

Location & Zoning

Street Address3642 28TH ST
CityHIGHLAND
StateCA
Zip92346-1909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 8001 LOT 3
Legal Subdivision13080-1
Legal Tract8001
Legal Block3
Legal Lot Number3
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3008
Census Tract7404

Owner

3642 28th St is owned and occupied by two individuals who bought it in April 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address3642 28TH ST, HIGHLAND, CA 92346-1909
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE INC
Apr 5, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GUARANTEED RATE INC
Apr 5, 2022Grant Deed, Transfer · Stand-Alone Second Mortgage
GUARANTEED RATE INC
Apr 12, 2017Affidavit of Death of Joint Tenant, Transfer
ADVANTAGE TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2022 · Amount on File
Deed SaleApr 5, 2022 · Amount on File
Prior SaleJan 3, 2001 · Amount on File
Deed Document Number2022127693
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3642 28TH ST, HIGHLAND, CA 92346-1909
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3642 28TH ST, HIGHLAND, CA 92346-1909

Mortgage

Document Number0000074665
DateApr 3, 2024
Instrument2024-0074665
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueMay 1, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3642 28TH ST, HIGHLAND, CA 92346-1909
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyTICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7582 FRAZER DR, RIVERSIDE, CA 92509-5332

Mortgage

Document Number0000127696
DateApr 5, 2022
Instrument2022-0127696
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMay 30, 2052

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 5, 2022
Property Address3642 28TH ST, HIGHLAND, CA 92346-1909
Document Number0000127693
Map ReferenceMB 109 PG 31-33
Instrument DateFeb 23, 2022
Instrument2022-0127693
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3642 28TH ST, HIGHLAND, CA 92346-1909

Mortgage

Document Number0000127695
DateApr 5, 2022
Instrument2022-0127695
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMay 30, 2052

Mortgage

Document Number0000127694
DateApr 5, 2022
Instrument2022-0127694
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMay 30, 2052

April 2017: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN BERNARDINO CA
Recording DateApr 12, 2017
Property Address3642 28TH ST, HIGHLAND, CA 92346-1909
Document Number0000150860
Map ReferenceMB109 PG31-33
Instrument DateApr 5, 2017
Instrument2017-0150860
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyADVANTAGE TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5005 LONGHORN CT, ANTIOCH, CA 94531-8406

Tax Assessment & Valuation

The 2025 property tax bill for 3642 28th St was $7,105.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$568,277 (+2%) Land $170,483 Building $397,794
2025$7,105.00$557,134 Land $167,140 Building $389,994
2023$6,785.00 (+161.67%)$535,500 Land $160,650 Building $374,850
2022$2,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3642 28th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2005–2010)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3642 28th St is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST VALLEY WATER DISTRICT
serves 108,600 people · EPA ID CA3610064
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks.

Nearby Properties on 28th St

Nearby Streets

Search Property Records by Address or Parcel Number