3644 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 3644 W 85th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,124 sqft · built 2005
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Jul 2015)
Tax Bill	$3,759 (2023)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`19-35-319-077`

Property Details

APN / Parcel Number

Primary APN	`19-35-319-077`
Alternative APN	`19-35-319-077-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3644 W 85TH ST
City	CHICAGO
State	IL
Zip	60652-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	38N
Legal Section	35
Legal Subdivision	CLARK & MARSTONS 02 ADD/CLARK
Legal Block	8
Legal Lot Number	28,29
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2000
Census Tract	700402

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3644 W 85TH ST, CHICAGO, IL 60652-3702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 6, 2020	Loan Modification, Mortgage · VA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2015 · Amount on Record
Deed Sale	Jul 7, 2015 · Amount on Record
Prior Sale	Feb 25, 2011 · Amount on Record
Deed Document Number	201513046
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3644 W 85TH ST, CHICAGO, IL 60652-3702
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013208065
Date	May 12, 2021
Instrument	2113208065

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	3644 W 85TH ST, CHICAGO, IL 60652-3702
Document Number	2017707100
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 W 85TH ST CHICAGO IL 606523702, CHICAGO, IL 60652-3702

Mortgage

Document Number	2017707100
Date	Jun 25, 2020
Instrument	17707100

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 (+42.86%) Land $1,890 Building $28,110	$300,000 (+42.86%) Land $18,900 Building $281,100
2023	$3,759.00 (+3.18%)
2022	$3,643.00 (+1.73%) Homeowner's exemption	$21,000 (-) Land $2,520 Building $18,480	$210,000 (-) Land $25,200 Building $184,800
2021	$3,581.00 Homeowner's exemption	$21,000 Land $2,520 Building $18,480	$210,000 Land $25,200 Building $184,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,021 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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