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3640 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 3640 W 85th St, Chicago, IL 60652

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,073 sqft · built 1956
Lot Size0.09 acres (3,937 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (May 1999)
Tax Bill$2,909 (2023)
Deeds & MortgagesOct 2022 Mortgage
Sep 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-35-319-065

Property Details

APN / Parcel Number

Primary APN19-35-319-065
Alternative APN
  • 19-35-319-065-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,073 sqft Living Area
1st Floor Area1,073 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1958
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,937 sqft (0.09 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3640 W 85TH ST
CityCHICAGO
StateIL
Zip60652-3702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(CLARK) & (MARSTONS)(SECOND) ADD TO CLARKDALE SUB OF NE SW SEC 35-38-13
Legal Range13E
Legal Township38N
Legal Section35
Legal SubdivisionCLARK & MARSTONS SECOND
Legal Block8
Legal Lot Number30,31
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2000
Census Tract700402

Owner

3640 W 85th St is owned and occupied by an individual who bought it in May 1999.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3640 W 85TH ST, CHICAGO, IL 60652-3702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Sep 6, 2020Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 1999 · Amount on File
Deed SaleMay 28, 1999 · Amount on File
Prior SaleJan 21, 1994 · Amount on File
Deed Document Number1999458
Prior Transfer DateJan 19, 1994
Prior Transfer Doc0000000980
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3640 W 85TH ST, CHICAGO, IL 60652-3702
Transaction TypeMortgage
Record UpdatedOct 17, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 W 85TH ST, CHICAGO, IL 60652-3702

Mortgage

Document Number0027912152
DateOct 6, 2022
Instrument2227912152
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueJul 1, 2050

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address3640 W 85TH ST, CHICAGO, IL 60652-3702
Document Number2025406271
Instrument DateSep 6, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 W 85TH ST CHICAGO IL 606523702, CHICAGO, IL 60652-3702

Mortgage

Document Number2025406271
DateSep 10, 2020
Instrument25406271
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount on Record
Term360 Months
DueSep 9, 2050
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,000 Land $2,362 Building $17,638$200,000 Land $23,620 Building $176,380
2023$2,909.00 (+3.38%)
2022$2,814.00 (+1.59%) Homeowner's exemption$16,999 (-) Land $3,149 Building $13,850$169,990 (-) Land $31,490 Building $138,500
2021$2,770.00 Homeowner's exemption$16,999 Land $3,149 Building $13,850$169,990 Land $31,490 Building $138,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3640 W 85th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1982)
Most Recent ClaimAug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3640 W 85th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,021 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Verizon.

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