Will County property record for 3644 Eliot Ln, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,833 sqft · built 1992 |
| Lot Size | 0.23 acres (10,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Aug 2022) |
| Tax Bill | $13,913 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-11-312-011 |
| Primary APN | 07-01-11-312-011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,833 sqft Total Area |
| 1st Floor Area | 1,503 sqft |
| 2nd Floor Area | 1,330 sqft |
| Basement Area | 1,190 sqft |
| Unfinished Basement | 1,190 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 10,216 sqft (0.23 acres) |
| Garage Area | 562 sqft |
| Street Address | 3644 ELIOT LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 732 IN ASHBURY SUB UNIT 3, BEING A SUB OF PRT OF THE S1/2 OF SEC 11, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 11 |
| Legal Subdivision | ASHBURY |
| Legal Block | 3 |
| Legal Lot Number | 732 |
| Legal Unit | 3 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 880305 |
Source: Will County records · APN 07-01-11-312-011
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3644 ELIOT LN, NAPERVILLE, IL 60564-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage WOORI AMERICA BANK |
| Aug 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Deed Document Number | 202262003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 17, 2023 |
| Property Address | 3644 ELIOT LN, NAPERVILLE, IL 60564-4146 |
| Document Number | 0000002597 |
| Map Reference | DOC R91-53493 |
| Instrument Date | Dec 14, 2022 |
| Instrument | R2023002597 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | LAKESHORE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3644 ELIOT LN, NAPERVILLE, IL 60564-4146 |
| Document Number | 0000002598 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | R2023002598 |
| Name | WOORI AMERICA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Aug 16, 2022 |
| Property Address | 3644 ELIOT LN, NAPERVILLE, IL 60564-4146 |
| Document Number | 0000062003 |
| Map Reference | DOC R91-53493 |
| Instrument Date | Aug 03, 2022 |
| Instrument | R2022062003 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3644 ELIOT LN, NAPERVILLE, IL 60564-4146 |
| Document Number | 0000062004 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | R2022062004 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.5% |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,913.00 (+13.72%) | ||
| 2024 | $202,972 (+20.2%) Land $65,131 Building $137,841 | $608,916 (+20.2%) Land $195,393 Building $413,523 | |
| 2022 | $12,234.00 | $168,864 Land $54,428 Building $114,436 | $506,592 Land $163,284 Building $343,308 |
Source: FEMA National Flood Hazard Layer, Will County (17197C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978803054, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 488 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0434670, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPERVILLE serves 156,406 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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