3643 Eliot Ln, Naperville, IL 60564 Property Records

Will County property record for 3643 Eliot Ln, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,629 sqft · built 1992
Lot Size	0.29 acres (12,460 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (May 2011)
Tax Bill	$13,919 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-313-010`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-313-010`
Alternative APN	`01113130100000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,629 sqft Total Area
1st Floor Area	1,525 sqft
2nd Floor Area	1,104 sqft
Basement Area	1,432 sqft
Finished Basement	1,432 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,460 sqft (0.29 acres)
Garage Area	697 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3643 ELIOT LN
City	NAPERVILLE
State	IL
Zip	60564-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 730 IN ASHBURY SUB UNIT 3, BEING A SUB OF PRT OF THE S1/2 OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	3
Legal Lot Number	730
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	4
Census Block	4006
Census Tract	880305

Owner

Source: Will County records · APN 07-01-11-313-010

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3643 ELIOT LN, NAPERVILLE, IL 60564-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2011 · Amount on Record
Deed Sale	May 25, 2011 · Amount on Record
Deed Document Number	201149618
Prior Transfer Date	Jul 14, 1995
Prior Transfer Doc	0000051499
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3643 ELIOT LN, NAPERVILLE, IL 60564-4144
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101306
Date	Nov 12, 2020
Instrument	R2020101306

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,919.00 (+13.7%)
2024		$210,336 (+20.21%) Land $65,131 Building $145,205	$631,008 (+20.21%) Land $195,393 Building $435,615
2022	$12,242.00 Homeowner's exemption	$174,975 Land $54,428 Building $120,547	$524,925 Land $163,284 Building $361,641

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 488 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPERVILLE serves 156,406 people
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.