36435 Cognac St, Winchester, CA 92596 Property Records

Riverside County property record for 36435 Cognac St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,925 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$305,000 (Nov 2013)
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`963-151-022`

Property Details

APN / Parcel Number

Primary APN	`963-151-022`
Alternative APN	`958352022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,925 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	36435 COGNAC ST
City	WINCHESTER
State	CA
Zip	92596-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 44 MB 280/078 TR 28093
Legal Subdivision	TRACT 28093
Legal Tract	28093
Legal Lot Number	44
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2007
Census Tract	43295

Owner

36435 Cognac St is owner-occupied and held in a trust since September 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	36435 COGNAC ST, WINCHESTER, CA 92596-9109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Intrafamily Transfer, Transfer AMROCK
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 16, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2013 · Amount on File
Deed Sale	Nov 6, 2013 · Amount on File
Prior Sale	Aug 31, 2000 · Amount on File
Deed Document Number	2013529055
Last Transfer Date	Sep 21, 2020
Transfer Doc	0000418100
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 13, 2021
Property Address	36435 COGNAC ST, WINCHESTER, CA 92596-9109
Document Number	0000418100
Map Reference	MB 280 PG 78-82
Instrument Date	Sep 21, 2020
Instrument	2021-0418100
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	36435 COGNAC ST, WINCHESTER, CA 92596-9109

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 13, 2021
Property Address	36435 COGNAC ST, WINCHESTER, CA 92596-9109
Document Number	0000418098
Map Reference	MB 280 PG 78-82
Instrument Date	Sep 21, 2020
Instrument	2021-0418098
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36435 COGNAC ST, WINCHESTER, CA 92596-9109

Mortgage

Document Number	0000418099
Date	Jul 13, 2021
Instrument	2021-0418099

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Oct 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 16, 2017
Property Address	36435 COGNAC ST, WINCHESTER, CA 92596-9109
Document Number	0000337979
Instrument Date	Aug 5, 2017
Instrument	337979
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36435 COGNAC ST MENIFEE CA 925969109, MENIFEE, CA 92596-9109

Mortgage

Document Number	337980
Date	Aug 16, 2017
Instrument	337980

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 16, 2017
Property Address	36435 COGNAC ST, WINCHESTER, CA 92596-9109
Document Number	0000337981
Instrument Date	Aug 5, 2017
Instrument	337981
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	36435 COGNAC ST MENIFEE CA 925969109, MENIFEE, CA 92596-9109

Tax Assessment & Valuation

The 2025 property tax bill for 36435 Cognac St was $4,241 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,350 (+2%) Land $87,518 Building $293,832
2025	$4,241.00 Homeowner's exemption	$373,873 Land $85,802 Building $288,071
2023	$4,133.00 (+2.56%) Homeowner's exemption	$359,357 Land $82,471 Building $276,886
2022	$4,030.00
2021			$474,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36435 Cognac St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36435 Cognac St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Accel Wireless, GeoLinks, Verizon.

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