3643 Limestone St, Clermont, FL 34711 Property Records

Lake County property record for 3643 Limestone St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,183 sqft · built 2013
Lot Size0.126 acres (5,494 sqft)
Owner2 Individual Names on Record
Last Sale$299,900 (Nov 2019)
Tax Bill$3,617 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-23-26-0110-000-04600

Property Details

APN / Parcel Number

Primary APN03-23-26-0110-000-04600
Alternative APNs
  • 262303011000004600
  • 3884619

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,183 sqft Living Area
Gross Area2,624 sqft
1st Floor Area2,006 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,494 sqft (0.126 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area367 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3884619
Street Address3643 LIMESTONE ST
CityCLERMONT
StateFL
Zip34711-5417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE HILLS PHASE 5A PB 64 PG 86-89 LOT 46 ORB 5377 PG 600
Legal Range26E
Legal Township23S
Legal Section3
Legal SubdivisionHERITAGE HILLS PHASE 5A
Legal TractA-F
Legal Block1
Legal Lot Number46
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1037
Census Tract31306

Owner

Source: Lake County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3643 LIMESTONE ST, CLERMONT, FL 34711-5417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Nov 20, 2019Warranty Deed, Transfer · Conventional Mortgage
ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2019 · Amount on Record
Deed SaleNov 20, 2019 · Amount on Record
Prior SaleJul 2, 2013 · Amount on Record
Deed Document Number2019131660
Deed Book / Page5377 / 600
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3643 LIMESTONE ST, CLERMONT, FL 34711-5417
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050622261
DateFeb 6, 2018
Book Page5062/2261
Instrument2018013873
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 20, 2019
Property Address3643 LIMESTONE ST, CLERMONT, FL 34711-5417
Document Number0053770600
Book / Page5377 / 0600
Map ReferenceMB 64 PG 86
Instrument DateNov 13, 2019
Instrument2019131660
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,099.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3336 WOLF RUN RD, 3336, MOUNT DORA, FL 32757-9734

Transferred To (Grantee/Buyer)

NameVerified Name
Address3643 LIMESTONE ST, CLERMONT, FL 34711-5417

Mortgage

Document Number0053770602
DateNov 20, 2019
Instrument5377/0602
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,690 (+2.9%)$353,341 (-) Land $75,000 Building $278,341
2025$3,617.00 (+0.98%) Homeowner's exemption$258,210 (+5.98%) Land $75,000 Building $183,210$353,341 (+3.35%) Land $75,000 Building $278,341
2024$3,582.00 (+2.02%)
2023$3,511.00 (+3.17%) Homeowner's exemption$243,640 (+3%)$341,886 (+10.33%) Land $75,000 Building $266,886
2022$3,403.00 Homeowner's exemption$236,550$309,886 Land $43,000 Building $266,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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