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3638 Limestone St, Clermont, FL 34711 Property Records

Lake County property record for 3638 Limestone St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,942 sqft · built 2013
Lot Size0.131 acres (5,725 sqft)
Owner2 Individual Names on Record
Last Sale$289,900 (Dec 2020)
Tax Bill$3,241 (2025)
Deeds & MortgagesAug 2026 Sale
Oct 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-23-26-0110-000-08500

Property Details

APN / Parcel Number

Primary APN03-23-26-0110-000-08500
Alternative APNs
  • 262303011000008500
  • 3884658

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,942 sqft Living Area
Gross Area2,383 sqft
1st Floor Area1,672 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,725 sqft (0.131 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area546 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3884658
Street Address3638 LIMESTONE ST
CityCLERMONT
StateFL
Zip34711-5412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE HILLS PHASE 5A PB 64 PG 86-89 LOT 85 ORB 5603 PG 85
Legal Range26E
Legal Township23S
Legal Section3
Legal SubdivisionHERITAGE HILLS PHASE 5A
Legal TractA-F
Legal Block1
Legal Lot Number85
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1040
Census Tract31306

Owner

Source: Lake County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3638 LIMESTONE ST, CLERMONT, FL 34711-5412
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 27, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Dec 17, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2020 · Amount on Record
Deed SaleDec 17, 2020 · Amount on Record
Prior SaleAug 19, 2013 · Amount on Record
Deed Document Number2020142178
Deed Book / Page5603 / 85
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 28, 2026
Property Address3638 LIMESTONE ST, CLERMONT, FL 34711-5412
Document Number0000106110
Book / Page6802 / 1076
Instrument DateAug 19, 2026
Instrument2026106110
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3638 LIMESTONE ST, CLERMONT, FL 34711-5412

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3638 LIMESTONE ST, CLERMONT, FL 34711-5412
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3638 LIMESTONE ST, CLERMONT, FL 34711-5412

Mortgage

Document Number0055700440
DateOct 27, 2020
Book Page5570/440
Instrument2020119890
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 13, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 17, 2020
Property Address3638 LIMESTONE ST, CLERMONT, FL 34711-5412
Document Number0056030085
Book / Page5603 / 85
Map ReferenceMB 64 PG 86
Instrument DateDec 7, 2020
Instrument2020142178
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 GLASGOW ST, 123, STEM, NC 27581-9006

Transferred To (Grantee/Buyer)

NameVerified Name
Address3638 LIMESTONE ST, CLERMONT, FL 34711-5412

Mortgage

Document Number0000560387
DateDec 17, 2020
Instrument5603/87
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,140 (+2.7%)$315,705 (-) Land $75,000 Building $240,705
2025$3,241.00 (+1.12%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$240,650 (+5.99%) Land $75,000 Building $165,650$315,705 (+3.75%) Land $75,000 Building $240,705
2024$3,205.00 (+2.17%)
2023$3,137.00 (+0.74%) Homeowner's exemption Disabled Person's exemption$227,060 (+3%)$304,292 (+11.75%) Land $75,000 Building $229,292
2022$3,114.00 Homeowner's exemption Disabled Person's exemption$220,450$272,292 Land $43,000 Building $229,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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