Cape Girardeau County property record for 3642 Tower Rdg, Cape Girardeau, MO 63701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,642 sqft · built 2023 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,037 (Jul 2023) |
| Tax Bill | $2,949 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152000025001000000 |
| Primary APN | 152000025001000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,642 sqft Total Area |
| Basement Area | 1,642 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 15,115 sqft (0.347 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3642 TOWER RDG |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63701-7276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 ROCK GARDEN THIRD SUBD 2020-05313 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 03 |
| Legal Subdivision | ROCK GARDEN THIRD SUBD |
| Legal Lot Number | 22 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | RANDOL |
| Census Block Group | 4 |
| Census Block | 4052 |
| Census Tract | 880600 |
Source: Cape Girardeau County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3642 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 13, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Apr 15, 2022 | Warranty Deed, Transfer · Commercial Mortgage BANK OF ADVANCE |
| Mar 23, 2020 | Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2022 · Amount on Record |
| Deed Document Number | 20235634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Jul 13, 2023 |
| Property Address | 3642 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Document Number | 0202305634 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023-05634 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3642 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Document Number | 0202305635 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023-05635 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Apr 15, 2022 |
| Property Address | 3642 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Document Number | 0202204224 |
| Map Reference | DOC 2020-05313 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022-04224 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 518, MARBLE HILL, MO 63764-0518 |
| Document Number | 0202204225 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022-04225 |
| Name | BANK OF ADVANCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Mar 23, 2020 |
| Property Address | 3642 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Document Number | 0000003127 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 3127 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 996 COUNTY ROAD 616 JACKSON MO 63755, JACKSON, MO 63755 |
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Cape Girardeau City |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,940 (-) Land $8,500 Building $55,440 | $336,520 (-) Land $44,750 Building $291,770 | |
| 2025 | $2,949.00 (+7,461.54%) | $63,940 (+7,334.88%) Land $8,500 Building $55,440 | $336,520 (+4,573.89%) Land $44,750 Building $291,770 |
| 2023 | $39.00 | $860 (-) Land $860 | $7,200 (-) Land $7,200 |
| 2022 | $39.00 | $860 Land $860 | |
| 2021 | $7,200 Land $7,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1979–2017) |
| Claims Outside the SFHA | 9 of 25 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Big River Broadband Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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