Cape Girardeau County property record for 3633 Tower Rdg, Cape Girardeau, MO 63701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,785 sqft · built 2023 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,087 (Nov 2024) |
| Tax Bill | $2,290 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152000024011000000 |
| Primary APN | 152000024011000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,785 sqft Total Area |
| Basement Area | 1,785 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 120 ft deep x 83.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3633 TOWER RDG |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63701-7276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 ROCK GARDENS SUBD 2017-02114 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 03 |
| Legal Subdivision | ROCK GARDENS SUBD |
| Legal Lot Number | 25 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | RANDOL |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 880600 |
Source: Cape Girardeau County records · APN 152000024011000000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3633 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Feb 02, 2023 | Deed of Trust, Mortgage · Line of Credit FOCUS BANK |
| Mar 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage FOCUS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | Nov 14, 2024 |
| Deed Document Number | 20249087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3633 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202300735 |
|---|---|
| Date | Feb 02, 2023 |
| Instrument | 2023-00735 |
| Name | FOCUS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 25, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Mar 03, 2023 |
| Property Address | 3633 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Document Number | 0202301477 |
| Map Reference | DOC 2017-02114 |
| Instrument Date | Mar 01, 2023 |
| Instrument | 2023-01477 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3633 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Document Number | 0202301478 |
|---|---|
| Date | Mar 03, 2023 |
| Instrument | 2023-01478 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Dec 17, 2021 |
| Property Address | 3633 TOWER RDG, CAPE GIRARDEAU, MO 63701-7276 |
| Document Number | 0202116639 |
| Map Reference | DOC 2017-02114 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021-16639 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 S KINGSHIGHWAY ST, SIKESTON, MO 63801-4416 |
| Investor | Possibly a Property Investor |
| Document Number | 0202116640 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-16640 |
| Name | FOCUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Cape Girardeau City |
| Unified School District | Jackson R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,650 (-) Land $6,500 Building $43,150 | $261,280 (-) Land $34,200 Building $227,080 | |
| 2025 | $2,290.00 (+9.36%) | $49,650 (-) Land $6,500 Building $43,150 | $261,280 (-) Land $34,200 Building $227,080 |
| 2023 | $2,094.00 | $49,650 Land $6,500 Building $43,150 | $261,280 Land $34,200 Building $227,080 |
Source: FEMA National Flood Hazard Layer as of January 19, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1979–2017) |
| Claims Outside the SFHA | 9 of 25 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Big River Telephone Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 109 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures