3642 Oak St, Duluth, GA 30096 Property Records

Gwinnett County property record for 3642 Oak St, Duluth, GA 30096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,535 sqft · built 1970
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 1999)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-203-076`

Property Details

APN / Parcel Number

Primary APN	`7-203-076`
Alternative APNs	`R7203-076` `1390494`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Lot Area	19,166 sqft (0.44 acres)
Terrain	High
View / Lot	Primary
Garage Type	Carport
Garage Area	428 sqft
Carport	Carport
Carport Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3642 OAK ST
City	DULUTH
State	GA
Zip	30096-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L8 BD PINECREST UNIT #2
Legal Subdivision	PINECREST UNIT
Legal Block	D
Legal Lot Number	8
Legal Unit	2
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2008
Census Tract	50234

Owner

3642 Oak St is owned and occupied by two individuals who acquired it in April 2019.

Source: Gwinnett County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3642 OAK ST, DULUTH, GA 30096-2750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
May 30, 2019	Quit Claim Deed, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1999 · Amount on File
Deed Sale	Oct 28, 1999 · Amount on File
Deed Book / Page	19460 / 167
Last Transfer Date	Apr 29, 2019
Transfer Doc	0566230771
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3642 OAK ST, DULUTH, GA 30096-2750
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 OAK ST, DULUTH, GA 30096-2750

Mortgage

Document Number	0611210099
Date	Apr 2, 2024
Book Page	0000061121/0000000099

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	May 30, 2019
Property Address	3642 OAK ST, DULUTH, GA 30096-2750
Document Number	0566230771
Book / Page	056623 / 000771
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3642 OAK ST DULUTH GA 300962750, DULUTH, GA 30096-2750

Mortgage

Document Number	566230775
Date	May 30, 2019
Book Page	056623/000775

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3642 Oak St was $2,940.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00	$136,680 Land $29,920 Building $106,760	$341,700 Land $74,800 Building $266,900
2023	$1,884.00	$102,360 Land $28,000 Building $74,360
2022			$255,900 Land $70,000 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3642 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2009–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3642 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.2% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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