3631 Oak St, Duluth, GA 30096 Property Records

Gwinnett County property record for 3631 Oak St, Duluth, GA 30096

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,675 sqft · built 1967
Lot Size	0.53 acres (23,086 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,500 (Feb 2023)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-203-070`

Property Details

APN / Parcel Number

Primary APN	`7-203-070`
Alternative APNs	`R7203-070` `1390435`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,675 sqft Living Area
Gross Area	3,221 sqft
1st Floor Area	1,925 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,086 sqft (0.53 acres)
Terrain	High
View / Lot	Primary
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	115 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3631 OAK ST
City	DULUTH
State	GA
Zip	30096-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L39 BB PINECREST #2
Legal Subdivision	PINECREST
Legal Block	B
Legal Lot Number	39
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2009
Census Tract	50234

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3631 OAK ST, DULUTH, GA 30096-2749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT BANK
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 13, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	20233659
Deed Book / Page	60451 / 815
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3631 OAK ST, DULUTH, GA 30096-2749
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 OAK ST, DULUTH, GA 30096-2749

Mortgage

Document Number	0601570524
Date	Aug 23, 2022
Book Page	0000060157/0000000524

Lender

Name	PIEDMONT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 22, 2023
Property Address	3631 OAK ST, DULUTH, GA 30096-2749
Document Number	0604510815
Book / Page	60451 / 815
Instrument Date	Feb 22, 2023
Instrument	2023-003659
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 OAK ST, DULUTH, GA 30096-2749

Mortgage

Document Number	0060451818
Date	Feb 22, 2023
Instrument	60451/818

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	May 13, 2022
Property Address	3631 OAK ST, DULUTH, GA 30096-2749
Document Number	0599610295
Book / Page	59961 / 295
Instrument Date	May 13, 2022
Instrument	2022-015971
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 SAINT MARKS WALK, SUWANEE, GA 30024-1280

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00 (+15.05%)	$190,760 (+35.68%) Land $29,920 Building $160,840	$476,900 (+35.68%) Land $74,800 Building $402,100
2023	$4,513.00	$140,600 Land $28,000 Building $112,600
2022			$351,500 Land $70,000 Building $281,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2009–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.2% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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