3642 Bay Ave, Chico, CA 95973 Property Records

Butte County property record for 3642 Bay Ave, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,120 sqft · built 1922
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Jan 1999)
Tax Bill	$3,234 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`042-340-106-000`

Property Details

APN / Parcel Number

Primary APN	`042-340-106-000`
Alternative APN	`042-340-106`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1949
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	042-340-106
Street Address	3642 BAY AVE
City	CHICO
State	CA
Zip	95973-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	3642 BAY AVE
Legal Subdivision	BAY 01
Legal Lot Number	1
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1016
Census Tract	401

Owner

3642 Bay Ave is owned and occupied by two individuals who acquired it in April 2003.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3642 BAY AVE, CHICO, CA 95973-8734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Nov 1, 2017	Trustee's Deed, Construction Loan · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 1999 · Amount on File
Deed Sale	Jan 26, 1999 · Amount on File
Deed Document Number	19993474
Last Transfer Date	Apr 10, 2003
Transfer Doc	0000024602
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3642 BAY AVE, CHICO, CA 95973-8734
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 BAY AVE, CHICO, CA 95973-8734

Mortgage

Document Number	0000029592
Date	Nov 6, 2023
Instrument	2023-0029592

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 1, 2017
Property Address	3642 BAY AVE, CHICO, CA 95973-8734
Instrument Date	Oct 24, 2017
Instrument	39202
Transaction Type	Construction Loan
Record Updated	Dec 7, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3642 BAY AVE CHICO CA 959738734, CHICO, CA 95973-8734

Mortgage

Document Number	0000039202
Date	Nov 1, 2017
Instrument	39202

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3642 Bay Ave was $3,234 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,121 (+2%) Land $95,929 Building $195,192
2025	$3,234.00 Homeowner's exemption	$285,414 Land $94,049 Building $191,365
2024			$451,890
2023	$2,991.00 (+1.73%) Homeowner's exemption	$274,333 Land $90,398 Building $183,935
2022	$2,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3642 Bay Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3642 Bay Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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