3544 Bay Ave, Chico, CA 95973 Property Records

Butte County property record for 3544 Bay Ave, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,326 sqft · built 1977
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Apr 2026)
Tax Bill$2,289 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN042-340-063-000

Property Details

APN / Parcel Number

Primary APN042-340-063-000
Alternative APN
  • 042-340-063

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,326 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleModern
Construction TypeWood
Foundation TypeNo Foundation
Lot Area46,609 sqft (1.07 acres)
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number042-340-063
Street Address3544 BAY AVE
CityCHICO
StateCA
Zip95973-8787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal DescriptionPCL 4 PM 49-90
Legal SubdivisionRST SUB
Legal Tract1RST
Legal Lot Number4
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1011
Census Tract404

Owner

Source: Butte County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3544 BAY AVE, CHICO, CA 95973-8787
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Grant Deed, Transfer · Conventional Mortgage
E HOME LOANS CORPORATION
Nov 25, 2019Deed of Trust, Mortgage · Line of Credit
TRI COUNTIES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Deed Document Number202612344
Prior Transfer DateMar 22, 2000
Prior Transfer Doc0000010850
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateApr 29, 2026
Property Address3544 BAY AVE, CHICO, CA 95973-8787
Document Number0000012344
Instrument DateApr 24, 2026
Instrument2026.12344
Transaction TypeTransfer
Record UpdatedMay 27, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$86,102.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3544 BAY AVE, CHICO, CA 95973-8787

Mortgage

Document Number0000012345,
DateApr 29, 2026
Instrument2026.12345
Lender
NameE HOME LOANS CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address3544 BAY AVE, CHICO, CA 95973-8787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051396
DateNov 25, 2019
Instrument2019-0051396
Lender
NameTRI COUNTIES BANK
TypeBank
AddressCHICO, CA 95928
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,289.00 (+6.91%) Homeowner's exemption$203,257 (+4.04%) Land $30,015 Building $173,242
2024$2,141.00 (+1.33%)$790,470
2023$2,113.00 (+1.83%) Homeowner's exemption$195,366 Land $28,850 Building $166,516
2022$2,075.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20

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