Benton County property record for 3641 Oak Tree Dr, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 6,467 sqft · built 2015 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $998,000 (May 2020) |
| Tax Bill | $14,672 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04515-000 |
| Primary APN | 06-04515-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,467 sqft Living Area |
| Gross Area | 8,108 sqft |
| 1st Floor Area | 4,867 sqft |
| Upper Floors Area | 852 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 47,916 sqft |
| Garage Type | Attached |
| Garage Area | 1,641 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,246 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 170 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 396 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3641 OAK TREE DR |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 2007-868-873 10/23/07 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 22 |
| Legal Subdivision | OAK TREE-CENTERTON |
| Legal Lot Number | 182 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 20806 |
3641 Oak Tree Dr is owner-occupied and held in a trust since May 2020.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3641 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| May 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on File |
| Deed Sale | May 6, 2020 · Amount on File |
| Prior Sale | Jun 20, 2014 · Amount on File |
| Deed Document Number | 202025692 |
| Prior Transfer Date | Jun 30, 2015 |
| Prior Transfer Doc | 2015036663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3641 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3641 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Document Number | L202343184 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | L202343184 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 6, 2020 |
| Property Address | 3641 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Document Number | 0000025692 |
| Map Reference | PL 2007 PG 868-873 |
| Instrument Date | May 4, 2020 |
| Instrument | 2020025692 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | PCI ADVANCE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,293.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3647 OAK TREE DR, 3647, CENTERTON, AR 72719-5000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3641 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Document Number | 0000025693 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 2020025693 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2026 property tax bill for 3641 Oak Tree Dr was $14,672, up 12.4% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,672.00 (+12.42%) | $266,031 (-2.48%) Land $28,000 Building $238,031 | $1,330,155 (-2.48%) Land $140,000 Building $1,190,155 |
| 2025 | $13,051.00 | $272,805 Land $28,000 Building $244,805 | $1,364,025 (-) Land $140,000 Building $1,224,025 |
| 2024 | $1,364,025 (+40.43%) Land $140,000 Building $1,224,025 | ||
| 2023 | $11,985.00 Homeowner's exemption | $194,260 Land $21,200 Building $173,060 | $971,300 Land $106,000 Building $865,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3641 Oak Tree Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3641 Oak Tree Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 63% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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