Benton County property record for 3640 Oak Tree Dr, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,312 sqft · built 2017 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $683,000 (Jan 2020) |
| Tax Bill | $9,675 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04514-000 |
| Primary APN | 06-04514-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,312 sqft Living Area |
| Gross Area | 5,224 sqft |
| 1st Floor Area | 2,305 sqft |
| Upper Floors Area | 2,007 sqft |
| Flooring | Wood |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 105,851 sqft (2.43 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 5,721 sqft |
| Porch | Open Porch |
| Porch Area | 627 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3640 OAK TREE DR |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 2007-868-873 10/23/07 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 22 |
| Legal Subdivision | OAK TREE-CENTERTON |
| Legal Lot Number | 181 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 20806 |
Source: Benton County records · APN 06-04514-000
Assessment roll updated October 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3640 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage ARVEST MTG |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST SEC BK |
| Aug 11, 2017 | Deed of Trust, Mortgage FIRST SEC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on Record |
| Deed Sale | Jan 15, 2020 · Amount on Record |
| Prior Sale | Jun 22, 2016 · Amount on Record |
| Deed Document Number | 20202646 |
| Prior Transfer Date | Dec 30, 2019 |
| Prior Transfer Doc | 0000002646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3640 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2021035800 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021035800 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jan 15, 2020 |
| Property Address | 3640 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Document Number | 0000002646 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2646 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,105.40 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3640 OAK TREE DR CENTERTON AR 727195000, CENTERTON, AR 72719-5000 |
| Document Number | 2647 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2647 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Number | 2684, |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2684 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 14, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.57% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3640 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Document Number | 000M181578 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3640 OAK TREE DR CENTERTON AR 727195000, CENTERTON, AR 72719-5000 |
| Document Number | 000M181578 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | M181578 |
| Name | FIRST SEC BK |
|---|---|
| Type | Bank |
| Address | BENTONVILLE, AR 72712-7944 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3640 OAK TREE DR, CENTERTON, AR 72719-5000 |
| Document Number | 000M170997 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | CITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3640 OAK TREE DR CENTERTON AR 727195000, CENTERTON, AR 72719-5000 |
| Document Number | 000M170997 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | M170997 |
| Name | FIRST SEC BK |
|---|---|
| Type | Bank |
| Address | SEARCY, AR 72143 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Benton County records · Assessment roll updated October 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,675.00 (+8.9%) | $231,310 (+60.63%) Land $42,000 Building $189,310 | $1,156,550 (-) Land $210,000 Building $946,550 |
| 2024 | $1,156,550 (+60.63%) Land $210,000 Building $946,550 | ||
| 2023 | $8,884.00 | $144,000 Land $21,200 Building $122,800 | $720,000 Land $106,000 Building $614,000 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Wildfire Risk | Moderate above 54% of the US · above 68% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 27 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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