3640 Spruce St, Florence, OR 97439 Property Records

Lane County property record for 3640 Spruce St, Florence, OR 97439

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,512 sqft · built 2000
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (Sep 2022)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-21-00202-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-21-00202-000`
Alternative APNs	`1812232100202` `1661386`

Interior

Full Baths	2 Baths
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1661386
Street Address	3640 SPRUCE ST
City	FLORENCE
State	OR
Zip	97439-8808
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	S-F
Legal Description	PARTITION PLAT 2000-P1403 PCL 2 TL 00202
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	2000-P1403
Legal Lot Number	202
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1010
Census Tract	707

Owner

Source: Lane County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3640 SPRUCE ST, FLORENCE, OR 97439-8808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	202238663
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0000002138
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3640 SPRUCE ST, FLORENCE, OR 97439-8808
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 SPRUCE ST, FLORENCE, OR 97439-8808

Mortgage

Document Number	0000015053
Date	Apr 1, 2022
Instrument	2022-015053

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Apr 1, 2046

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 9, 2022
Property Address	3640 SPRUCE ST, FLORENCE, OR 97439-8808
Document Number	0000038663
Map Reference	DOC 2000-057055
Instrument Date	Sep 6, 2022
Instrument	2022-038663
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3640 SPRUCE ST, FLORENCE, OR 97439-8808

Mortgage

Document Number	0000038664
Date	Sep 9, 2022
Instrument	2022-038664

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 (+5.89%)	$202,848 (+6.09%)	$421,610 (+5.48%) Land $133,416 Building $288,194
2023	$2,613.00 (+23.43%) Veteran's exemption	$191,204 (+3%)	$399,725 (+3.97%) Land $115,962 Building $283,763
2022	$2,117.00 Veteran's exemption	$185,635	$384,454 Land $111,581 Building $272,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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