2412 Spruce St, Florence, OR 97439 Property Records

Lane County property record for 2412 Spruce St, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,244 sqft · built 1976
Lot Size0.269 acres (11,761 sqft)
OwnerTrust Name on File
Tax Bill$3,346 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Oct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN18-12-23-34-01700-000

Property Details

APN / Parcel Number

Primary APN18-12-23-34-01700-000
Alternative APN
  • 1115870

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,244 sqft Finished Area
1st Floor Area1,244 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions146 ft deep x 76 ft wide
Garage TypeAttached
Garage Area576 sqft
DrivewayDriveway
Driveway Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1115870
Street Address2412 SPRUCE ST
CityFLORENCE
StateOR
Zip97439-2008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-RESTRICTED RESIDENTIAL
Legal DescriptionSUBD:SPRUCE SUBDIVISION SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 12
Legal Range12W
Legal Township18S
Legal Section23
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionSPRUCE SUBDIVISION
Legal Lot Number1700
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2002
Census Tract707

Owner

2412 Spruce St is held in a trust since October 2017.

Source: Lane County records, as of October 27, 2025

Owner of RecordTrust Name on File
Mailing AddressPO BOX 771, FLORENCE, OR 97439-0031
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Line of Credit
BANNER BANK
Oct 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleApr 30, 1998 · Amount on File
Last Transfer DateOct 23, 2017
Transfer Doc0000052684
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address2412 SPRUCE ST, FLORENCE, OR 97439-2008
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008780
DateFeb 9, 2021
Instrument2021-008780
Lender
NameBANNER BANK
TypeBank
AddressFLORENCE, OR 97439
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJan 20, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANE OR
Recording DateOct 23, 2017
Property Address2412 SPRUCE ST, FLORENCE, OR 97439-2008
Document Number0000052684
Instrument DateOct 11, 2017
Instrument52684
Transaction TypeTransfer
Record UpdatedOct 30, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2412 SPRUCE ST FLORENCE OR 974392008, FLORENCE, OR 97439-2008

Tax Assessment & Valuation

The 2025 property tax bill for 2412 Spruce St was $3,346.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityFlorence City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,346.00$245,269$417,901 Land $84,501 Building $333,400
2023$3,159.00 (+4.22%)$231,191 (+3%)$430,110 (+13.56%) Land $73,698 Building $356,412
2022$3,031.00$224,458$378,761 Land $71,204 Building $307,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2412 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2412 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 9,561 people · EPA ID OR4100299
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Spruce St

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