Oakland County property record for 3640 Millay Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,998 sqft · built 1977 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Trust Name on File |
| Last Sale | $325,000 (Jun 2019) |
| Tax Bill | $5,277 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-23-151-019 |
| Primary APN | 88-20-23-151-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 1,109 sqft |
| Basement Area | 716 sqft |
| Unfinished Basement | 1,109 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 138 ft deep x 101 ft wide |
| Garage Area | 383 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 203 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3640 MILLAY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 23 RAINTREE VILLAGE SUB NO 3 LOT 753 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | RAINTREE VILLAGE SUB #3 |
| Legal Lot Number | 753 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 197200 |
3640 Millay Dr is owner-occupied and held in a trust since September 2019.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3640 MILLAY DR, TROY, MI 48083-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI MICHIGAN FIRST CU |
| Sep 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 3, 2019 | Warranty Deed, Transfer |
| Jan 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Deed Document Number | 201985043 |
| Deed Book / Page | 52883 / 621 |
| Last Transfer Date | Sep 18, 2019 |
| Transfer Doc | 0000158168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3640 MILLAY DR, TROY, MI 48083-5209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3540 MILLAY DR, TROY, MI 48083 |
| Document Number | 0000343775 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 57583/250 |
| Instrument | 343775 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3640 MILLAY DR, TROY, MI 48083-5209 |
| Document Number | 0000107387 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3640 MILLAY DR TROY MI 480835209, TROY, MI 48083-5209 |
| Document Number | 0000107387 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 054299/000234 |
| Instrument | 107387 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LATHRUP VILLAGE, MI 48076 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 26, 2019 |
| Property Address | 3640 MILLAY DR, TROY, MI 48083-5209 |
| Document Number | 0000158168 |
| Book / Page | 053300 / 000023 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 158168 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3640 MILLAY DR TROY MI 480835209, TROY, MI 48083-5209 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 3, 2019 |
| Property Address | 3640 MILLAY DR, TROY, MI 48083-5209 |
| Document Number | 0000085043 |
| Book / Page | 52883 / 00621 |
| Map Reference | LB 143 PG 8-9 |
| Instrument Date | May 24, 2019 |
| Instrument | 85043 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,795.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3640 MILLAY DR, 3640, TROY, MI 48083-5209 |
| Name | Verified Name |
|---|---|
| Address | 3640 MILLAY DR, TROY, MI 48083-5209 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3640 MILLAY DR, TROY, MI 48083-5209 |
| Document Number | 0000010883 |
| Instrument Date | Jan 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3640 MILLAY DR TROY MI 480835209, TROY, MI 48083-5209 |
| Document Number | 0000010883 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 052525/000607 |
| Instrument | 10883 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2049 |
The 2025 property tax bill for 3640 Millay Dr was $5,277 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,277.00 | ||
| 2023 | $323,360 | ||
| 2022 | $5,489.00 | $161,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3640 Millay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Mar 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3640 Millay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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