Jones County property record for 364 Hoy Rd, Laurel, MS 39443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,383 sqft · built 1975 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $964 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 163S-08-00-064.00 |
| Primary APN | 163S-08-00-064.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,383 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 019297 |
|---|---|
| Street Address | 364 HOY RD |
| City | LAUREL |
| State | MS |
| Zip | 39443-0917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-9-11 A PARCEL OF LAND IN SW OF SW |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 08 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 950101 |
Source: Jones County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 364 HOY RD, LAUREL, MS 39443-0917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2017 | Deed of Trust, Mortgage COMMUNITY BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2015 |
| Deed Sale | Jun 18, 2015 |
| Deed Document Number | 0002153843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 364 HOY RD, LAUREL, MS 39443-0917 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00217/4703 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 217/4703 |
| Instrument | 21704703 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MS 39440 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 15, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 364 HOY RD, LAUREL, MS 39443-0917 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000221/30 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 221/30 |
| Instrument | 22100030 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39043 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 14, 2026 |
Source: Jones County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $964.00 (-2.72%) | $8,013 (+2.31%) | $53,420 (+2.32%) Land $6,900 Building $46,520 |
| 2024 | $991.00 (-1.39%) | ||
| 2023 | $1,005.00 (-0.79%) | $7,832 | $52,210 Land $6,900 Building $45,310 |
| 2022 | $1,013.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · Severe Storms, Flooding, And Tornado |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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