321 Hoy Rd, Laurel, MS 39443 Property Records

Jones County property record for 321 Hoy Rd, Laurel, MS 39443 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	640 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Garage	Carport
Occupancy	Owner Occupied

Property Details

APN / Parcel Number

Primary APN	`147A-18-00-034.01`
Alternative APNs	`046465` `46465`

Interior

Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	640 sqft Living Area
Gross Area	726 sqft Gross Area
1st Floor	640 sqft 1st Floor
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1960
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport Garage
Carport	Carport
Carport Area	256 sqft Carport

Location & Zoning

Account Number	046465
Street Address	321 HOY RD
City	LAUREL
State	MS
Zip	39443-8788
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	18-9-11 PARCEL OF LAND IN THE NE NE
Legal Range	11
Legal Township	09
Legal Section	18
Jurisdiction	JONES MS
Minor Civil Division	1
Census Blockgroup	3
Census Block	3030
Census Tract	950101

Owner

Source: Jones County records · APN 147A-18-00-034.01

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1371, LAUREL, MS 39441-1371
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2008
Deed Sale	Nov 19, 2008
Deed Doc Number	0002088435
Deed Book / Page	208 / 8435
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	321 HOY RD, LAUREL, MS 39443-8788
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00220/7920
Date	Dec 30, 2020
Book Page	220/7920
Instrument	22007920

Lender

Name	FIRST STATE BANK
Type	Bank
Address	WAYNESBORO, MS 39367

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Jan 03, 2028

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$1,965 (+5.93%)	$19,650 (+5.93%) Land $4,130 Building $15,520
2023	$1,855	$18,550 Land $4,130 Building $14,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jones County (28067C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 17% of Mississippi
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.