364 Hoover Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 364 Hoover Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,658 sqft · built 1964
Lot Size	4.91 acres (214,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Jul 2021)
Tax Bill	$16,353 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099-101-42`

Property Details

APN / Parcel Number

Primary APN	`099-101-42`
Alternative APN	`099-101-42-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,658 sqft Living Area
Gross Area	3,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	214,228 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	360 HOOVER RD
City	SOQUEL
State	CA
Zip	95073-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SUMMIT ROAD
Census Block Group	2
Census Block	2043
Census Tract	121000

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 HOOVER RD, A, SOQUEL, CA 95073-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit SRI FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Feb 14, 2007 · Amount on Record
Deed Document Number	202136429
Prior Transfer Date	Aug 26, 2010
Prior Transfer Doc	0000040601
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 7, 2021
Property Address	364 HOOVER RD, SOQUEL, CA 95073-9695
Document Number	0000036429
Map Reference	VOL 6 PG 45
Instrument Date	Jun 16, 2021
Instrument	2021-0036429
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	360 HOOVER RD # A, A, SOQUEL, CA 95073-9695

Mortgage

Document Number	0000036430
Date	Jul 7, 2021
Instrument	2021-0036430

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	360 HOOVER RD, SOQUEL, CA 95073-9695
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CONSUMERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004536
Date	Feb 7, 2020
Instrument	2020-0004536

Lender

Name	SRI FCU
Type	Credit Union
Address	MENLO PARK, CA 94025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,420,535 (+2%) Land $915,362 Building $505,173
2025	$16,353.00 (+6.37%) Homeowner's exemption	$1,392,681 (+4.04%) Land $897,413 Building $495,268
2023	$15,374.00 (+1.44%) Homeowner's exemption	$1,338,602 Land $862,566 Building $476,036	$1,557,810
2022	$15,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1995–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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