354 Hoover Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 354 Hoover Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft
Lot Size	2.37 acres (103,368 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Sep 1994)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099-101-31`

Property Details

APN / Parcel Number

Primary APN	`099-101-31`
Alternative APN	`099-101-31-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	103,368 sqft
Terrain	Steep
Deck Area	428 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	354 HOOVER RD
City	SOQUEL
State	CA
Zip	95073-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	RICHARD FOURNIER LANDS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SUMMIT ROAD
Census Block Group	2
Census Block	2043
Census Tract	121000

Owner

354 Hoover Rd is owned and occupied by two individuals who acquired it in July 1995.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	354 HOOVER RD, SOQUEL, CA 95073-9695
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1994 · Amount on File
Deed Sale	Sep 23, 1994 · Amount on File
Deed Document Number	199465429
Deed Book / Page	5573 / 549
Last Transfer Date	Jul 27, 1995
Transfer Doc	0000038586
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	354 HOOVER RD, SOQUEL, CA 95073-9695
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 HOOVER RD, SOQUEL, CA 95073-9695

Mortgage

Document Number	0000004274
Date	Jan 26, 2021
Instrument	2021-0004274

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	354 HOOVER RD, SOQUEL, CA 95073-9695
Document Number	0000024959
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	354 HOOVER RD SOQUEL CA 950739695, SOQUEL, CA 95073-9695

Mortgage

Document Number	0000024959
Date	Jul 28, 2017
Instrument	24959

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 354 Hoover Rd was $5,267 with a homeowner's exemption, up 5.6% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,074 (+2%) Land $291,268 Building $90,806
2025	$5,267.00 (+5.59%) Homeowner's exemption	$374,583 Land $285,557 Building $89,026
2024	$4,988.00 (+2%)
2023	$4,890.00 (+1.83%) Homeowner's exemption	$360,038 Land $274,469 Building $85,569	$1,216,350
2022	$4,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Hoover Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1995–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Hoover Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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