364 E Pinehurst Trl, North Sioux City, SD 57049 Property Records

Union County property record for 364 E Pinehurst Trl, North Sioux City, SD 57049

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,384 sqft · built 2011
Lot Size	0.334 acres (14,549 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Jan 2015)
Tax Bill	$8,891 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`23.GC.25.1012`

Property Details

APN / Parcel Number

Primary APN	`23.GC.25.1012`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	2,384 sqft Living Area
Basement Area	1,708 sqft
Finished Basement	1,708 sqft
Unfinished Basement	2,384 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	14,549 sqft (0.334 acres)
Garage Type	Attached
Garage Area	852 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	364 E PINEHURST TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 DAK DUNES GOLF COURSE 25TH ADD (.334A)
Legal Subdivision	DAK DUNES GOLF COURSE 25TH ADD
Legal Lot Number	12
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2017
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	364 E PINEHURST TRL, NORTH SIOUX CITY, SD 57049-5442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jul 28, 2017	Deed of Trust, Mortgage · ARM CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2015 · Amount on Record
Deed Sale	Jan 5, 2015 · Amount on Record
Prior Sale	Feb 23, 2011 · Amount on Record
Deed Document Number	201545
Deed Book / Page	105 / 10
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	364 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5442
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00170/0550
Date	Jul 28, 2017
Book Page	170/0550
Instrument	172856

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	364 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5442
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00170/0551
Date	Jul 28, 2017
Book Page	170/0551
Instrument	172857

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year T-Bill
Margin	4
Max Rate	10.2%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,891.00 (+0.01%)	$563,755 (-) Land $84,375 Building $479,380
2025	$8,890.00 (+1.15%)	$563,755 (-) Land $84,375 Building $479,380
2024	$8,789.00 (-0.62%)
2023	$8,844.00 (+11.79%)	$563,755 Land $84,375 Building $479,380
2022	$7,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 69% of South Dakota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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