284 E Pinehurst Trl, North Sioux City, SD 57049 Property Records

Union County property record for 284 E Pinehurst Trl, North Sioux City, SD 57049

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,505 sqft · built 2010
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jun 2021)
Tax Bill	$8,804 (2026)
Deeds & Mortgages	Nov 2025 Sale Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`23.GC.25.1006`

Property Details

APN / Parcel Number

Primary APN	`23.GC.25.1006`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Stories	1 Story
Building Area	2,505 sqft Living Area
Basement Area	1,443 sqft
Finished Basement	1,443 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.308 acres)
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	284 E PINEHURST TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 DAK DUNES GOLF COURSE 25TH ADD (.308A)
Legal Subdivision	DAK DUNES GOLF COURSE 25TH ADD
Legal Lot Number	6
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2017
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 E PINEHURST TRL, NORTH SIOUX CITY, SD 57049-5441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Nov 6, 2025
Property Address	284 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5441
Document Number	000115/680
Book / Page	115 / 680
Instrument Date	Oct 31, 2025
Instrument	252600
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5441

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	284 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5441
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00172/0469
Date	Jun 27, 2018
Book Page	172/0469
Instrument	182624

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	23 Months
Due	May 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	284 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5441
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000176/637
Date	Jun 19, 2020
Book Page	176/637
Instrument	202718

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jun 30, 2021
Property Address	284 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5441
Document Number	111/405
Book / Page	111 / 405
Instrument Date	Jun 29, 2021
Instrument	213183
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	178700
Date	Jun 30, 2021
Instrument	178/700

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,804.00 (+0.01%)	$558,263 (-) Land $56,250 Building $502,013
2025	$8,803.00 (+1.15%)	$558,263 (-) Land $56,250 Building $502,013
2024	$8,703.00 (-0.63%)
2023	$8,758.00 (+11.58%)	$558,263 Land $56,250 Building $502,013
2022	$7,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 69% of South Dakota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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