Brunswick County property record for 364 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 2,432 sqft · built 2011 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,600,000 (Jul 2022) |
| Tax Bill | $5,598 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Jul 2022 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 244NJ008 |
| Primary APN | 244NJ008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Heated Area |
| Gross Area | 3,728 sqft |
| 1st Floor Area | 336 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80131387 |
|---|---|
| Street Address | 364 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-8 B-48 S-A OIB PLAT 3/178&178A |
| Legal Subdivision | SECTION A OCEAN ISLE BEACH |
| Legal Block | 48 |
| Legal Lot Number | 8 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
364 E First St is owned by a company that bought it in July 2022.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 466 GRAND HIGHCLERE WAY, APEX, NC 27523-9609 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer |
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | Mar 11, 2005 · Amount on File |
| Deed Book / Page | 4883 / 374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 1, 2022 |
| Property Address | 364 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606 |
| Document Number | 0049060296 |
| Book / Page | 4906 / 296 |
| Map Reference | MB 3 PG 178-178A |
| Instrument Date | Aug 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 466 GRAND HIGHCLERE WAY, 466, APEX, NC 27523-9609 |
| Name | Verified Name |
|---|---|
| Address | 466 GRAND HIGHCLERE WAY, APEX, NC 27523-9609 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 15, 2022 |
| Property Address | 364 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606 |
| Document Number | 0048830374 |
| Book / Page | 4883 / 374 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Jul 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 364 E FIRST ST, 364, OCEAN ISLE BEACH, NC 28469-7606 |
| Name | Verified Name |
|---|---|
| Address | 466 GRAND HIGHCLERE WAY, APEX, NC 27523-9609 |
| Document Number | 0004883377 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 4883/377 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
The 2025 property tax bill for 364 E First St was $5,598.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,519,860 (-) Land $800,000 Building $719,860 | $1,519,860 (-) Land $800,000 Building $719,860 | |
| 2025 | $5,598.00 | $1,519,860 Land $800,000 Building $719,860 | $1,519,860 Land $800,000 Building $719,860 |
| 2023 | $1,519,860 Land $800,000 Building $719,860 | $1,519,860 Land $800,000 Building $719,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 364 E First St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 364 E First St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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