360 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 360 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,728 sqft · built 1991
Lot Size0.17 acres (7,424 sqft)
OwnerIndividual Name on File
Last Sale$1,725,000 (Jan 2026)
Tax Bill$4,125 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2022 Transfer
+ 2 more
Flood ZoneZone VE (high risk)
APN244NJ010

Property Details

APN / Parcel Number

Primary APN244NJ010
Alternative APNs
  • 108513030293
  • 80103753
  • 80124349

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,728 sqft Heated Area
Gross Area2,928 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialShingle
Lot Area7,424 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80124349
Street Address360 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-10 B-48 S-A OIB PLAT 3/178-178A
Legal SubdivisionOCIAN ISLE BEACH
Legal Block48
Legal Lot Number10
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4006
Census Tract20512

Owner

Source: Brunswick County records · APN 244NJ010

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address155 POWER POINT LN, LEXINGTON, SC 29072-7662
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Warranty Deed, Transfer · Conventional Mortgage
SOUTHSTATE BANK NA
Mar 11, 2022Quit Claim Deed, Transfer
Quitclaim
Jun 21, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 09, 2021Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 09, 2026 · Amount on Record
Deed SaleJan 09, 2026 · Amount on Record
Prior SaleJun 21, 2021 · Amount on Record
Deed Book / Page5487 / 181
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJan 09, 2026
Property Address360 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606
Document Number0054870181
Book / Page5487 / 181
Map ReferenceCAB 3 PG 178&178A
Instrument DateDec 27, 2025
Transaction TypeTransfer
Record UpdatedJan 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address360 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 POWER POINT LN, LEXINGTON, SC 29072-7662

Mortgage

Document Number0005487184
DateJan 09, 2026
Instrument5487/184
Lender
NameSOUTHSTATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateFeb 01, 2033
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year T-Bill
Max Rate11.5%

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRUNSWICK NC
Recording DateMar 11, 2022
Property Address360 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606
Document Number0048110813
Book / Page4811 / 813
Map ReferenceCAB 3 PG 178&178A
Instrument DateMar 09, 2022
Transaction TypeTransfer
Record UpdatedApr 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1883 W ROYAL HUNTE DR STE 200, 200, CEDAR CITY, UT 84720-4081

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJun 21, 2021
Property Address360 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606
Document Number0046451047
Book / Page4645 / 1047
Map ReferenceMB 3 PG 178&178A
Instrument DateJun 10, 2021
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1318 SAILING WAY, 1318, SUMMERTON, SC 29148-7712

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 BELLAMY RIDGE DR, APEX, NC 27523-9604

Mortgage

Document Number46451053
DateJun 21, 2021
Instrument4645/1053
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

February 2021: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionBRUNSWICK NC
Recording DateFeb 09, 2021
Property Address360 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606
Document Number0045450747
Book / Page004545 / 000747
Instrument DateFeb 09, 2021
Transaction TypeTransfer
Record UpdatedMar 08, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,125.00 (+0.02%)$1,147,560 (+0.87%) Land $800,000 Building $347,560$1,147,560 (+0.87%) Land $800,000 Building $347,560
2024$4,124.00
2023$1,137,670 Land $800,000 Building $337,670$1,137,670 Land $800,000 Building $337,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 612 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
51 under condo master policies
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024, other causes, Tropical Storm Debby
Claims By Storm
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlantic Telephone MembershipFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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