Sumner County property record for 364 Ben Albert Rd, Cottontown, TN 37048
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,098 sqft · built 2006 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,500 (Oct 2026) |
| Tax Bill | $2,058 (2025) |
| Deeds & Mortgages | Oct 2026 Sale May 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083096 08202 |
| Primary APN | 083096 08202 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,098 sqft Living Area |
| Gross Area | 3,854 sqft |
| 1st Floor Area | 3,098 sqft |
| Basement Area | 3,098 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 74,923 sqft (1.72 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 756 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 364 BEN ALBERT RD |
|---|---|
| City | COTTONTOWN |
| State | TN |
| Zip | 37048-5152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 24-N/R PAGE: 126-N/R BLOCK: LOT: 4 SUBD: TONY CONGROVE LOT |
| Legal Subdivision | TONY CONGROVE LOT |
| Legal Tract | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20406 |
Source: Sumner County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 364 BEN ALBERT RD, COTTONTOWN, TN 37048-5152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 8, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 19, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2026 · Amount on Record |
| Deed Sale | Oct 8, 2026 · Amount on Record |
| Prior Sale | Apr 21, 2014 · Amount on Record |
| Deed Document Number | 20261566967 |
| Deed Book / Page | 6959 / 171 |
| Prior Transfer Date | Sep 12, 2013 |
| Prior Transfer Doc | 0038450762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Oct 8, 2026 |
| Property Address | 364 BEN ALBERT RD, COTTONTOWN, TN 37048-5152 |
| Document Number | 0001566967 |
| Book / Page | 6959 / 171 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 20261566967 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $145,929.85 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 364 BEN ALBERT RD, COTTONTOWN, TN 37048-5152 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 19, 2026 |
| Property Address | 364 BEN ALBERT RD, COTTONTOWN, TN 37048-5152 |
| Document Number | 0001551613 |
| Book / Page | 6854 / 572 |
| Instrument Date | May 19, 2026 |
| Instrument | 20261551613 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 364 BEN ALBERT RD, COTTONTOWN, TN 37048-5152 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 364 BEN ALBERT RD, COTTONTOWN, TN 37048-5152 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0055760352 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 5576/352 |
| Instrument | 1361631 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 364 BEN ALBERT RD, COTTONTOWN, TN 37048-5152 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0058080578 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 5808/578 |
| Instrument | 1395227 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2051 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,058.00 (-2.88%) | $144,800 (+53.88%) Land $27,550 Building $117,250 | |
| 2024 | $579,200 (+53.88%) Land $110,200 Building $469,000 | ||
| 2023 | $2,119.00 (-0.47%) | $94,100 (-) Land $23,700 Building $70,400 | |
| 2022 | $2,129.00 | $94,100 Land $23,700 Building $70,400 | |
| 2021 | $376,400 Land $94,800 Building $281,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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