359 Ben Albert Rd, Cottontown, TN 37048 Property Records

Sumner County property record for 359 Ben Albert Rd, Cottontown, TN 37048

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1990
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$378,000 (Nov 2023)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Nov 2023 Sale Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083096 08101`

Property Details

APN / Parcel Number

Primary APN	`083096 08101`
Alternative APN	`096 08101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,537 sqft
1st Floor Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	359 BEN ALBERT RD
City	COTTONTOWN
State	TN
Zip	37048-5174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PLAT: 13 PAGE: 24 BLOCK: LOT: 4 SUBD: YOUNG ESTATES
Legal Subdivision	YOUNG ESTATES
Legal Lot Number	4
Jurisdiction	SUMNER TN
Township / Civil Division	12
Census Block Group	1
Census Block	1006
Census Tract	20406

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	359 BEN ALBERT RD, COTTONTOWN, TN 37048-5174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO
Sep 9, 2022	Warranty Deed, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO
Jun 1, 2018	Warranty Deed, Transfer · Commercial Mortgage FARMERS BANK
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20231465897
Deed Book / Page	6263 / 686
Prior Transfer Date	Nov 27, 2016
Prior Transfer Doc	0045340018
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Nov 6, 2023
Property Address	359 BEN ALBERT RD, COTTONTOWN, TN 37048-5174
Document Number	0062630686
Book / Page	6263 / 686
Map Reference	MB 13 PG 24
Instrument Date	Nov 2, 2023
Instrument	1465897
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,398.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 CYPRESS RD, VENICE, FL 34293-7858

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 9, 2022
Property Address	359 BEN ALBERT RD, COTTONTOWN, TN 37048-5174
Document Number	0060280471
Book / Page	6028 / 471
Map Reference	MB 13 PG 24
Instrument Date	Sep 2, 2022
Instrument	1429009
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 BEN ALBERT RD, COTTONTOWN, TN 37048-5174

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jun 1, 2018
Property Address	359 BEN ALBERT RD, COTTONTOWN, TN 37048-5174
Document Number	0047520337
Book / Page	4752 / 337
Map Reference	MB 13 PG 24
Instrument Date	May 31, 2018
Instrument	1234196
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 BEN ALBERT RD, COTTONTOWN, TN 37048-5152
Investor	Possibly a Property Investor

Mortgage

Document Number	0001234197
Date	Jun 1, 2018
Instrument	1234197

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2019

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	May 18, 2017
Property Address	359 BEN ALBERT RD, COTTONTOWN, TN 37048-5174
Document Number	0045340018
Book / Page	004534 / 000018
Instrument Date	Nov 27, 2016
Instrument	1195323
Transaction Type	Transfer
Record Updated	Jun 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 BEN ALBERT RD COTTONTOWN TN 370485153, COTTONTOWN, TN 37048-5153

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (-0.58%)	$72,450 (+57.41%) Land $26,225 Building $46,225
2024			$289,800 (+57.41%) Land $104,900 Building $184,900
2023	$1,036.00 (-0.48%)	$46,025 (-) Land $23,425 Building $22,600
2022	$1,041.00	$46,025 Land $23,425 Building $22,600
2021			$184,100 Land $93,700 Building $90,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cumberland Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

359 Ben Albert Rd, Cottontown, TN 37048 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ben Albert Rd

Nearby Streets

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