8105 RASOR BLVD STE 241, 241, PLANO, TX 75024-0341
Mortgage
Document Number
0000320720
Date
Feb 28, 2022
Instrument
20220228000320720
Lender
Name
PILGRIM BANK
Type
Bank
Special Notes
Seller Financed
Agreement
Amount
Amount on Record
Term
12 Months
Due
Feb 25, 2023
Mortgage
Document Number
0000320720
Date
Feb 28, 2022
Instrument
20220228000320720
Lender
Name
PILGRIM BANK
Type
Bank
Address
MOUNT PLEASANT, TX 75455
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
12 Months
Due
Feb 25, 2023
June 2021: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
COLLIN TX
Recording Date
Jun 25, 2021
Property Address
3639 KARNAGHAN LN, MELISSA, TX 75454-2682
Document Number
0001294140
Instrument Date
Jun 24, 2021
Instrument
20210625001294140
Transaction Type
Transfer
Record Updated
Jul 20, 2021
Title Company
FIRST TEXAS TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3639 KARNAGHAN LN, MELISSA, TX 75454-2682
Mortgage
Document Number
0001294150
Date
Jun 25, 2021
Instrument
20210625001294150
Lender
Name
PILGRIM BANK
Type
Bank
Special Notes
Seller Financed
Agreement
Type
Stand-Alone First Mortgage
Amount
Amount on Record
Term
12 Months
Due
Jun 24, 2022
Tax Assessment & Valuation
The 2025 property tax bill for 3639 Karnaghan Ln was $16,766, down 18.9% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Collin County
Unified School District
Melissa Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$839,342 (-4.43%)Land $418,584Building $420,758
$839,342 (-4.43%)Land $418,584Building $420,758
2025
$16,766.00 (-18.93%)
$878,213Land $610,758Building $267,455
$878,213Land $610,758Building $267,455
2024
$20,680.00
2023
$1,079,472Land $788,025Building $291,447
$1,079,472Land $788,025Building $291,447
2022
$23,147.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3639 Karnaghan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
8 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3639 Karnaghan Ln is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood
0.07% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source
Purchased surface water from several systems
Last State Inspection
Feb 2023
Also Mapped Here
NORTH COLLIN SUD
Lead
1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025